At American Express you can choose between the Centurion credit card or Platinum credit card. Whichever you choose, you’ll have an amazing travel credit card in your hands.

One of the best credit card brands in the market, American Express has a lot to offer. In the matter of travel credit cards, it has two excellent options for exigent customers.

The major difference between them is the costs. To be a Centurion member you’ll pay thousands of dollars in the initiation and annual fee. Also, you need an invitation to have one.

The American Express Platinum can be more accessible in comparison with the Centurion card. You will also have travel facilities and excellent benefits.

To choose between American Express Centurion or American Express Platinum, The Mad Capitalist brought you the major factors of both for comparison. Stay for reading it entirely, it’s good info.

This card screams “luxury” in all of its features. The grandfather of the “black cards” is a symbol of high status.

Only the ultrarich have access to the Centurion membership. It is not possible to apply for it without an invitation. However, you can ask to be considered for an invite at the American Express Centurion website.

American Express doesn’t expose exactly what are the requirements. We can set some parameters from users’ reports, but this leads to uncertain numbers.

Before asking for the invitation, check if you fit the requirements:

After fitting these requirements, you have to afford it. The annual fee is $5,000.

If the annual fee seems too much, you should see the initiation fee: $10,000. This is not a card for everyone, only a few can pay for it.

On the other hand, this card will give you a lot of exclusive benefits. These are some of them:

It has two presentations, the Personal and the Business card. Here we will present the personal card features.

The benefits are similar to the ones offered by the Centurion. However, they won’t have the same status.

The Platinum can be your first Amex credit card if you fill the requirements. You can apply through the American Express website in just a few minutes.

With excellent reliability, it is unlike that it won’t be accepted in any part of the world. To apply for it you’ll need a credit score above 720 and to prove a steady source of income of at least $50,000 a year.

The benefits are directed to travel experiences and luxury purchases. See if you can take the best of these benefits:

The American Express Centurion and the American Express Platinum have similar features. However, the Centurion credit card is way beyond the ruler of credit cards.

The Platinum credit card is a viable option for more people. It has a great number of benefits and a more accessible annual fee. All of this with the Elite Status of a bon vivant.

The Centurion, however, is so exclusive that is hard to deny the invitation when you receive one. It is up to the invited Amex cardholder to weigh the cost and the benefits.

If none of these credit cards pleases you, we can recommend a third option. Check the review of the Discover it® Secured card!