How to apply and get verified on the Electro Finance Lease easily

Do you have bad credit and are in need of a new phone, laptop, or gaming console? Electro Finance Lease is here to help! They offer accessible applications and fast verification for those who need it. So what are you waiting for? Learn how to apply today!


by Aline Barbosa

03/20/2022 | Updated on 12/12/2022

Electro Finance Lease application: shop your favorite brands!

Electro Finance silver logo
How to apply and get verified on the Electro Finance. Source: The Mad Capitalist.

Electro Finance is a company focused on a lease-to-buy program that allows people with a low credit a chance to get their favorite top-branded products. With Best Buy as their fulfillment center, you can get your favorite devices on the same day you bought them. So, today we will teach you how to apply for an Electro Finance Lease in a few easy steps.

This kind of credit line is ideal for customers with bad or no credit history who can’t get access to financing by any other means to buy the products they want. It accepts applicants with all kinds of credit histories and doesn’t perform hard inquiries on their reports. The only requirement is that their minimum criteria for lending are met. 

That said, you need to be at least 18 years old with a checking account in your name. Electro Finance also asks that you provide them with your social security number and have a valid debit/credit card.

You can shop at over 50,000 brands on their website and choose an early or monthly payment option. After deciding which plan provides the best deal, you need to pay a $50 administration fee and schedule your pick-up. You can tailor the payments to be around your payroll, and you can buy your lease after 5 or 11 months. 

So, do you want to apply for an Electro Finance Lease and get the electronic devices you’ve always dreamed of? Keep reading for the application process. 



Electro Finance

bad credit online

Lease-to-own program for electronic devices with a $5000 credit line.

You will be redirected to another website

Apply Online

keyboard with "apply online"
See how to apply online. Source: Adobe Stock.

The first thing you need to do to apply for an Electro Finance Lease is to access their official website. Then scroll down the homepage until you see the “Lease-to-Own with Electro Finance” option and click on the “get an instant decision” yellow button.

You will need to fill in an online form with your personal information and create an Electro Finance account on the next page. After that, check the Terms & Conditions box a click on “submit”.

The company will evaluate your financial profile in a quick assessment and return your application request via e-mail or phone call with more details about your approval and credit line. 


Electro Finance Leasing vs. Buy On Trust: which is the best? 

If after learning everything that Electro Finance Leasing has to offer, are you still unsure if it fits your needs? No problem! We brought a similar product so you can compare which option is the best for you.

With Buy On Trust, you can lease your favorite electronic devices with a $5000 credit line. It’s available for all kinds of credit scores and reports all monthly payments to the three major credit bureaus. That way, you can enjoy your items and get a little boost on your credit to help you in the long run.

Check out both leases’ main features below and follow the recommended link if you want to know how to apply for Buy On Trust!

Electro FinanceBuy On Trust
Credit Limits$5000$5000
Reports to Credit BureausMaybeYes
Customer SupportWeekdays only24/7 customer services
buy on trust card

How to apply for Buy On Trust Account?

See how to apply for a Buy on Trust account easily, in just a few steps!

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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