If you think secured credit cards are bad, you should know the Discover it® Secured card. It is by far one of the best in its categories.

With this card, you’ll have the opportunity to build or rebuild your credit score. And if you make responsible use of it, you can get an upgrade and your deposit back within seven months.

And more: You’ll have cashback in every purchase and even a welcome offer to double your cashback in the first year. These benefits are out of this world.

If you’re considering applying for this card, The Mad Capitalist will tell you how. Just stay with us and read this content we made for you.

Applying for this card is as easy as being approved for it.

Access the Discover website and search for the Discover it® Secured card page. You’ll find more information about the benefits, fees, and interest rates there. It is essential to read carefully every information before applying for a new card.

You’ll have the option to check if you’re pre-approved or apply right away. Discover recommends the Pre-approval, as it requires only a soft inquiry on your credit score, which causes no harm. After you send your request for pre-approval, you’ll receive a personalized offer.

With your offer in hand, you’ll have seven days to fill the complete form with more detail about personal and financial information. Send it, and wait for your card.

Discover has a fantastic app for its cardholder. However, you can’t apply using the app, only through the website.

If you already have a good credit score, you can consider an unsecured credit card. The American Express Platinum is a premium credit card with benefits for travel lovers.

Take a look at them side-by-side:

If you are interested in the American Express Platinum credit card, consider applying. Read the following content to learn how to get your Amex Platinum.