Credit Cards

Application for the Discover it® Secured card: how does it work?

This card is outstanding. Discover it® Secured card offers more than just benefits. It will help you rebuild your financial life with a healthy credit score. We'll tell you how to apply for it right away.


by Julia Bermudez

02/17/2022 | Updated on 12/21/2022

Discover it® Secured Card: get cashback with no annual fee with this generous secured credit card

If you’re looking for a card to rebuild your credit score, the Discover it Secured card is for you. Source: Discover.

If you think secured credit cards are bad, you should know the Discover it® Secured card. It is by far one of the best in its categories.

With this card, you’ll have the opportunity to build or rebuild your credit score. And if you make responsible use of it, you can get an upgrade and your deposit back within seven months.

And more: You’ll have cashback in every purchase and even a welcome offer to double your cashback in the first year. These benefits are out of this world.

If you’re considering applying for this card, The Mad Capitalist will tell you how. Just stay with us and read this content we made for you.


Credit Card

Discover it® Secured Card

Rewards Mobile app

No annual fee and cashback in every purchase. This card is outstanding.

You will be redirected to another website

Apply online

Check if you’re pre-approved for the Discover it Secured Card online. Source: Freepik.

Applying for this card is as easy as being approved for it.

Access the Discover website and search for the Discover it® Secured card page. You’ll find more information about the benefits, fees, and interest rates there. It is essential to read carefully every information before applying for a new card.

You’ll have the option to check if you’re pre-approved or apply right away. Discover recommends the Pre-approval, as it requires only a soft inquiry on your credit score, which causes no harm. After you send your request for pre-approval, you’ll receive a personalized offer.

With your offer in hand, you’ll have seven days to fill the complete form with more detail about personal and financial information. Send it, and wait for your card.


Apply using the app

Discover has a fantastic app for its cardholder. However, you can’t apply using the app, only through the website.


Discover it® Secured credit card vs. American Express Platinum credit card

If you already have a good credit score, you can consider an unsecured credit card. The American Express Platinum is a premium credit card with benefits for travel lovers.

Take a look at them side-by-side:

Discover it® Secured cardAmerican Express Platinum card
Credit ScoreNo credit score is required.Recommended 720 or higher
Annual Fee$0$695
Regular APR22,99%. Variable.5.99% to 22.99%
Welcome bonusUnlimited Cashback Match. It doubles all the cashback you’ve earned in the first year.Membership Rewards Points: 100,000 or more after you spend $6,000 in your first 6 months. Terms Apply.
Rewards2% cashback at gas stations and restaurants. Terms apply.
1% cashback on other purchases.
Double your cashback at the end of your first year.
5X points on flights and hotels booked with American Express Travel
1X points on all other purchases

If you are interested in the American Express Platinum credit card, consider applying. Read the following content to learn how to get your Amex Platinum.

Cartão American Express Platinum

Application for the American Express Platinum card

The Amex Platinum is worth the price if you enjoy its benefits. You can count on membership reward points and benefits at airlines, and hotels. Learn how to apply!

About the author  /  Julia Bermudez

Julia Bermudez is a writer here on this portal. Since childhood, writing has been a passion, and her curiosity for different subjects led to this profession. Julia has a degree in Cultural Production, and her subjects of most significant interest are health, finances, and self-development.

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