Application for The Platinum Card® from American Express: how does it work?

The Platinum Card® from American Express is worth the price if you enjoy its perks. You can count on benefits at airlines, hotels, entertainment, and rental services. Here you'll learn how to apply for it.


Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit to learn more.

The Platinum Card® from American Express: the most desired travel card around the world

Platinum Card® from American Express
The Platinum Card® from American Express: should you apply for it? Source: The Mad Capitalist.

One of a kind, The Platinum Card® from American Express has made its name in the market. With excellent reliability, the Platinum members will count with wide acceptance worldwide.

It has more than 40 years of history and has improved within the course of time.


Credit Card

The Platinum Card

Welcome bonus VIP treatment

Enjoy travel benefits and Membership Rewards® Points.

You will be redirected to another website

The Amex Platinum has the best benefits for travelers and its own Membership Rewards® Points program, such as up to $300 in statement credits every year on membership at Equinox (digital or club).

If you’d like to have your own Platinum Card® from American Express, you’ll learn everything about how to apply. Keep reading.

Apply online

Platinum Card® from American Express
Learn how to apply online. Source: American Express.

The whole application process is online through the American Express website.

There, you’ll find all the information about the credit card. You can check its benefits and its costs.

After reading it, if you decide to apply, you just have to hit the button “apply now”. If you’re lucky, you can earn a special offer for your welcome bonus.

You’ll have to fill up a form with some basic info. Contact and personal information, the usual.

The last three questions are the important ones. You’ll have to explain where your income comes from and how much it is. This info, along with your credit history, will determine whether you’ll be approved or not.

Even if the application is easy to be done, pay attention to the requirements. If you don’t fit, then use your energy and time to apply for a more suitable option for you.

Apply using the app

The application for The Platinum Card® from American Express is through the website only. There is no option to apply using the American Express app.

The Platinum Card® from American Express vs. The Centurion® Card from American Express

If you’re looking for a travel card, American Express has another option. But it will cost you more. Way more.

The Centurion® Card from American Express is an ultra-exclusive travel card. To be a part of the Centurion membership, you’ll need an invitation.

Cartão American Express Centurion

The Centurion® Card from American Express

Do you have what it takes to ask for The Centurion® Card from American Express? Here is the step-by-step to make your requisition. Keep reading!

To get the invite, you’ll need to fill in some requirements. It is exclusive to the best American Express users. If you fit the standard, you can ask to be considered for an invite.

The Platinum credit card has a lot of benefits you’ll have with the Centurion. They may be less “VIP”, but for the majority of people is more than enough.

In the table below, you have some technical information for comparison.

The Platinum Card® from American ExpressThe Centurion® Card from American Express
Credit ScoreRecommended 720 or higher.Excellent.
Annual Fee$695.

Rates & Fees.
$5,000 (+$10,000 of Initiation Fee).

Rates & Fees.
Regular APRSee Pay Over Time APR.

Rates & Fees.
Cash Advance APR: Prime Rate + 21.99% (variable).

Rates & Fees.
Welcome Bonus* Earn 80,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.

*Terms Apply.
Variable to each client. Usually, you get an offer of Membership Rewards® Points.

Terms Apply.
Rewards*5x points on flights you book directly through airlines or American Express Travel (up to $500,00 on these purchases per calendar year);

5x points on prepaid hotels (valid for those you book through;

1x point on any other eligible purchase.

*Terms Apply.
1X Membership Rewards® Points for each dollar spent on eligible purchases.

Terms Apply.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author  /  Julia Bermudez

Julia Bermudez is a writer here on this portal. Since childhood, writing has been a passion, and her curiosity for different subjects led to this profession. Julia has a degree in Cultural Production, and her subjects of most significant interest are health, finances, and self-development.

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