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Bank of America® Customized Cash Rewards Credit Card, customizable cash back rewards

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Maximize your everyday spending with the Bank of America® Customized Cash Rewards credit card! Tailor your rewards with 3% cashback on your choice category, plus 2% at grocery stores. No annual fee, an attractive sign-up bonus, and 0% intro APR. Elevate your purchasing power while enjoying personalized cash returns!

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Check out below everything that the Bank of America® Customized Cash Rewards Credit Card can do for you!

3% cash back in customizable categories;
No annual fee;
Rewards never expire;
0% APR intro for 15 billing cycles.

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Embrace the power of choice with the Bank of America® Customized Cash Rewards credit card, your financial companion turning everyday transactions into tangible rewards.

This card isn’t just about spending; it’s about earning in ways that best suit your lifestyle, offering personalized cashback experiences.

Strengths and Special Offerings

  • Customizable Cashback Categories: Choose your 3% cashback category from a diverse list, tailoring your rewards to match your spending habits, ensuring you benefit where it counts most.
  • Automatic Cashback on Basics: No need for activation or category tracking for everyday needs; earn 2% at grocery stores and wholesale clubs, and 1% on all other purchases automatically.
  • No Annual Fee: Enjoy the freedom of a rewards card without the burden of an annual fee, maximizing your earnings without unnecessary costs.
  • Online Cash Rewards Bonus: New cardholders can receive a significant online cash rewards bonus after meeting modest spending requirements in the first few months.
  • Introductory APR Offer: Benefit from an introductory 0% APR period on purchases and balance transfers, offering financial breathing space for new users.
  • Add-On Cardholder Rewards: Earn cashback on spending across all cards on the account, extending the benefits to everyone in the family or household.

Limitations to Consider

  • Cap on High-Percentage Cashback: The attractive 3% and 2% cashback rates apply only to a combined quarterly limit; beyond that, all purchases revert to 1% cashback.
  • Balance Transfer Fee: While there’s an introductory APR offer, balance transfers come with a fee, which could be a drawback if you’re looking to consolidate debt affordably.
  • Foreign Transaction Fee: Purchases made outside the United States come with a foreign transaction fee, making this card less ideal for international travelers.
  • Complexity for Some Users: The need to choose categories for higher rewards might demand more management and planning from cardholders, which can be cumbersome for some.
  • Rewards Expiration: Rewards can expire if the card isn’t used for an extended period, requiring attention and regular card activity to avoid loss of accrued cashback.

The Bank of America® Customized Cash Rewards credit card redefines rewarding spending, placing the power back into the hands of the cardholder.

Its unique structure encourages strategic spending in alignment with one’s lifestyle, though it requires mindful management.

For those seeking a no-annual-fee card that pays them back in style, this offering balances simplicity with the allure of customizable rewards.

If you’re looking for a credit card to give you incredible cashback perks, an incredible online welcome bonus, and more for no annual fee, you can love to have the Bank of America® Customized Cash Rewards Credit Card!

You don’t need to pay any annual fees to use the Bank of America® Customized Cash Rewards Credit Card. However, you’ll need to pay credit card fees, such as balance transfer fees, APR, and more.

Getting the Bank of America® Customized Cash Rewards Credit Card can be relatively hard because of those with a not-so-good credit score. Therefore, if you need to apply for this card, ensure your finances are in good standing.

Bank of America Customized Cash rewards card

Bank of America® Customized Cash Rewards Card

Learn how to apply for the Bank of America® Customized Cash Rewards Card and get yourself a credit card with a rewards program tailored to your spending habits.

If you’re not looking for the Bank of America® Customized Cash Rewards Credit Card, you can try applying for the Capital One Venture Rewards Credit Card!

With this Capital One card, you’ll be able to get incredible cashback rewards and pay no annual fees! So, read our post below to learn more about this card and see how the application process works!

Capital One Venture Rewards Credit Card

Application for the Capital One Venture Rewards

The Capital One Venture Rewards Credit Card could be a good option for you. It offers miles that can be used for travel rewards, and it's easy to use!

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