Credit Cards

Application for the Bank of America Customized Cash Rewards card: how does it work?

Learn how to apply for the Bank of America Customized Cash Rewards card and get yourself a credit card with a rewards program that you can tailor to your spending habits.


Bank of America Customized Cash Rewards Card: Apply now and get a $200 sign-up bonus!

Learn how to apply. Source: Adobe Stock.

When it comes to finding the perfect credit card that will suit your everyday needs, there are a lot of factors to consider. But, if you’re looking for a customizable rewards program that will benefit your daily spending with 3% cash back on categories you actually have use for, then the Bank of America Customized Cash Rewards card is a great fit. 

This card charges no annual fee, and you get 0% APR for 15 billing cycles for purchases. After the APR intro expires, it varies between 13.99% and 23.99%, and you’ll need a good or excellent credit score to apply. Its sign-up bonus offers a $200 online cash reward after you make a minimum of $1000 in purchases in the first three months of account opening. 


Credit Card

Bank of America

0% annual fee cash back

No annual fee and a 3% customizable cash back reward!

You will be redirected to another website

Apply online

Computer with Bank of America logo
How to apply online. Source: Adobe Stock.

The online application is simple; you can do so by following a few easy steps. Firstly, you will need to access the Bank of America official website. Then, click on the “credit cards” option on the top menu and find the “cash back credit cards”. The Bank of America Customized Cash Rewards card should be the first alternative to show up on your screen once it’s been redirected. 

After that, click on “apply now” and fill in the form with your personal and financial information. Read the Terms and Conditions before agreeing to them and click on “save and continue”. If your request is approved, you should receive an e-mail or a phone call with more detailed information about your new product. 

Apply using the app

Even though Bank of America provides many mobile apps to manage your expenses, it doesn’t offer credit card applications. You can contact the bank’s customer service by calling the number 800.732.9194 if you have any questions about the Bank of America Customized Cash Rewards card.

Bank of America Customized Cash Rewards credit card vs. Capital One Venture Rewards credit card

In case you’re still unsure if this card fits your everyday needs, don’t worry! We brought a product in the same category with similar benefits to help you decide which card is the best for you.

The Capital One Venture Rewards card offers miles and travel rewards. Check it out!

Bank of America Customized Cash Rewards cardCapital One Venture Rewards card
Credit Score670 to 850Excellent
Annual Fee$0$95
Regular APR13.99% – 23.99% (variable)15.99%, 20.99%, or 23.99%, based on your creditworthiness
Welcome bonus$200 online cash rewards after at least $1000 in purchases within the first 90 days of account opening60,000 bonus miles after spending $3,000 on the first 3 months
RewardsNo annual fee;
Cash back;
Good APR intro.
2 miles per dollar on every purchase;
5 miles per dollar on car rentals and hotels booked through Capital One Travel.
capital one venture rewards

How do you get the Capital One Venture Rewards?

The Capital One Venture Rewards comes with many rewards, including two miles per dollar spent on all purchases. Learn how to apply!

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