When it comes to finding the perfect credit card that will suit your everyday needs, there are a lot of factors to consider. But, if you’re looking for a customizable rewards program that will benefit your daily spending with 3% cash back on categories you actually have use for, then the Bank of America Customized Cash Rewards card is a great fit. 

This card charges no annual fee, and you get 0% APR for 15 billing cycles for purchases. After the APR intro expires, it varies between 13.99% and 23.99%, and you’ll need a good or excellent credit score to apply. Its sign-up bonus offers a $200 online cash reward after you make a minimum of $1000 in purchases in the first three months of account opening. 

The online application is simple; you can do so by following a few easy steps. Firstly, you will need to access the Bank of America official website. Then, click on the “credit cards” option on the top menu and find the “cash back credit cards”. The Bank of America Customized Cash Rewards card should be the first alternative to show up on your screen once it’s been redirected. 

After that, click on “apply now” and fill in the form with your personal and financial information. Read the Terms and Conditions before agreeing to them and click on “save and continue”. If your request is approved, you should receive an e-mail or a phone call with more detailed information about your new product. 

Even though Bank of America provides many mobile apps to manage your expenses, it doesn’t offer credit card applications. You can contact the bank’s customer service by calling the number 800.732.9194 if you have any questions about the Bank of America Customized Cash Rewards card.

In case you’re still unsure if this card fits your everyday needs, don’t worry! We brought a product in the same category with similar benefits to help you decide which card is the best for you.

The Capital One Venture Rewards card offers miles and travel rewards. Check it out!