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Capital One Venture Rewards Credit Card review: is it worth it?

Wondering if the Capital One Venture Rewards Credit Card is right for you? Find out how this card can help you earn miles, what its benefits are, and if it's worth considering.

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High rewards rate in every purchase to help you travel around

Check out the Capital One Venture Rewards review. Source: Capital One.

If you’re a traveler who likes to earn miles, the Capital One Venture Rewards Credit Card could be a good fit for you.

This card comes with some generous rewards and perks, making it well worth considering if you’re in the market for a new credit card.

Capital One logo white

How do you get the Capital One Venture Rewards?

The Capital One Venture Rewards comes with many rewards, including two miles per dollar spent on all purchases. Learn how to apply!

Keep reading to learn more about what this card has to offer and see if it’s the right choice for you.

Credit ScoreExcellent
Annual Fee$95
Regular APR19.99% – 29.99% variable APR for purchases and balance transfers; 29.99% variable APR for cash advances

Balance Transfer Fee:
$0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you.

Cash Advance Fee:
Either $5 or 5% of the amount of each cash advance, whichever is greater.
Welcome bonusNew Venture cardholders can earn 75,000 miles once they spend $4,000 on purchases within 3 months from account opening
Rewards*2 miles per dollar on every purchase
Earn 5X miles on hotels and rental cars booked through Capital One Travel

*Terms apply

Capital One Venture Rewards Credit Card

For frequent travelers, the Capital One Venture Rewards is a good recommendation. It comes with a generous welcome bonus and keeps on giving you miles in every purchase.

That’s one advantage among other travel cards that only reward travel purchases. Of course, the rewards are more considerable for purchasing with the Capital One Travel service.

You can also get the welcome bonus of 75,000 miles if you spend $4,000 on purchases in the three months from your account opening.

Every clever traveler knows that having a travel rewards credit card will help you turn your expenses into money on your hands again.

Educating yourself to be a rewards strategist can help you save thousands of dollars annually.

On top of the rewards program, this card offers other perks for the cardholder. It has excellent insurance benefits for travel and car rentals. Also, get VIP access to selected events and culinary experiences.

Capital One Venture Rewards Credit Card: should you get one?

capital one venture rewards
Experient travelers know how to take advantage of reward travel cards. Source: Unsplash.

Take a look at some pros and cons of this card to help you decide if you should get one or not:

Pros

  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
  • Earn unlimited 2X miles on every purchase, every day.
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options.
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn.
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®.
  • Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through the Partner Lounge Network.
  • Use your miles to get reimbursed for any travel purchase – or redeem by booking a trip through Capital One Travel.
  • Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more.
  • Transfer your miles to your choice of 15+ travel loyalty programs.

Cons

  • Requires good/excellent credit score.
  • If you choose to redeem your miles as cashback they will value only $0,005 CPM.
  • Doesn’t have good options to redeem miles into domestic travel.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Credit scores required

Like most travel cards, the Capital One Venture Reward Credit Card requires a good to excellent credit score. If you’re not there yet, build your credit score with responsible use of your credit limit.

Capital One Venture Rewards Credit Card application: how to do?

The application for this card is online. To learn the step-by-step and eligibility requirements, check the following content. The Mad Capitalist will tell you how to apply for it.

Capital One logo white

How do you get the Capital One Venture Rewards?

The Capital One Venture Rewards comes with many rewards, including two miles per dollar spent on all purchases. Learn how to apply!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

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