Credit Cards

Capital One VentureOne Rewards Card review: $0 annual fee

Thinking of upgrading your credit card game? Dive into our Capital One VentureOne Rewards Credit Card review! Secure 0% intro APR for 15 months!

Advertisement

Earn up to 5 Miles for Every Purchase – 0% intro APR

Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Card review: $0 annual fee. Source: Capital One

Do you want to travel the world earning miles with a no-annual-fee credit card? Learn more about the  Capital One VentureOne Rewards Card in this review.

Capital One VentureOne Rewards Credit Card

Apply for the Capital One VentureOne Rewards Card

Don't waste time searching for ways to apply for the Capital One VentureOne Rewards Credit Card. Earn unlimited miles on purchases!

Understand the pros and cons, fees, and reward redemption options. Keep reading!

  • Credit Score: Good-excellent;
  • Annual Fee: $0;
  • Purchase APR: 0% intro APR for the first 15 months, then 19.99%, 26.24%, or 29.99%, depending on your creditworthiness;
  • Balance Transfer Fee: 3% for the first 15 months; 4% at a promotional APR that Capital One may offer you at any other time.
  • Cash Advance APR: 29.99% (variable);
  • Cash Advance Fee: Either $5 or 5% of the amount of each cash advance, whichever is greater;
  • Welcome Bonus: Earn 20K bonus miles after spending $500 on purchases during the first 3 months of account opening;
  • Rewards: Earn 1.25 miles on every purchase and 5 miles on hotels and car rentals booked through Capital One travel;
  • Terms apply.

Advertisement

Capital One VentureOne Rewards Credit Card: how does it work?

The Capital One VentureOne Rewards Credit Card is a no-annual-fee travel card.

While it offers some solid perks, such as the 0% intro APR for 15 months and the ability to earn miles on every purchase, it falls short compared to other cards with more rewards.

There’s a 3% balance transfer fee for the first 15 months. Then, 4% at a promotional APR that you may be offered at any other time.

Rewards

You will earn 5 miles on Capital One Travel purchases and 1.25 miles on all other purchases.

Advertisement

Redemption

There are no reward caps for this card. You can use your miles to get reimbursement for any travel purchase or book a trip through Capital One Travel.

Additionally, you can transfer your miles to more than 15 travel loyalty programs, giving you flexibility in using your rewards. Each mile is worth 1 cent when booking travel.

0% intro APR

This credit card comes with a  0% intro APR for 15 months.

After that period, an APR of 19.99%, 26.24%, or 29.99% will be applied, depending on your creditworthiness.

Advertisement

Welcome Bonus

In addition to the perks above, the Capital One VentureOne Rewards Credit Card also offers a bonus of 20K miles.

For that, you have to spend $500 on purchases during the initial 3 months of account opening.

Capital One VentureOne Rewards Credit Card: should you get one?

Capital One VentureOne Rewards Credit Card
Capital One VentureOne Rewards Card review: $0 annual fee. Source: Capital One

If you’re looking for a low-cost travel card with a good to excellent credit score, then the Capital One VentureOne Rewards Credit Card is a suitable choice.

However, if you’re seeking more value in terms of rewards, other cards in the same category might be a better fit for your needs.

So, if you aren’t sure if this card is for you, review the Capital One VentureOne Rewards Credit Card advantages and cons below.

Pros

  • No annual fee;
  • 0% APR intro period;
  • Flexible rewards;
  • No rewards caps.

Cons

  • Requires a high credit score.

Credit score required

Indeed, the Capital One VentureOne Rewards Credit Card brings amazing benefits to cardholders. Therefore, you’ll need good to excellent credit to qualify!

Capital One VentureOne Rewards Credit Card application: how to do it?

Ready to apply for the Capital One VentureOne Rewards Credit Card? Stay tuned for our step-by-step guide on securing this card and enjoying its benefits. Read on!

Capital One VentureOne Rewards Credit Card

Apply for the Capital One VentureOne Rewards Card

Don't waste time searching for ways to apply for the Capital One VentureOne Rewards Credit Card. Earn unlimited miles on purchases!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

Trending Topics

content

Condo vs. apartment: the pros and cons

Understand the difference between condo vs. apartments, and learn what to consider before choosing one of them. Read on!

Keep Reading
content

Application for the Capital One Walmart Rewards® Mastercard®: how does it work?

Learn how to apply for a Capital One Walmart Rewards® Mastercard® and start earning up to 5% cash back on your favorite big-box store!

Keep Reading
content

How to apply for the Sable bank account easily

If you're tired of old-fashioned banks, learn how to apply for a Sable bank account and enjoy your online account with a $0 annual fee.

Keep Reading

You may also like

content

7 best checking account bonuses of 2023

Check out this list of the best checking account bonuses available in 2023. Get the most out of your money!

Keep Reading
content

Home Depot Project Loan review: how does it work and is it good?

Here is a Home Depot Project Loan review covering its pros and cons. Enjoy fixed low monthly payments and flexible rates!

Keep Reading
content

8 smart ways to dig yourself out of debt

If you're looking for a way to get out of debt, read this content. We have the map to lead you out of this situation. But it depends on you.

Keep Reading