Citrus Loans review: how does it work and is it good?

Learn about a simple and fast way to get approved for a loan in the Citrus Loans review. Find out more about online lenders, with no hidden fees and an easy application process.


Citrus Loans: Get a loan for any purpose!

Citrus Loans logo
Understand how Citrus Loans works. Read on! Source: The Mad Capitalist

Have you been shopping around for a loan? This Citrus Loans review gives you an overview of this online lender platform, including how they work and what benefits they offer.

Citrus Loans logo

How to apply for Citrus Loans

Are you wondering how to apply for a loan with Citrus Loans? Here are some tips that will help you. Read on!

Stay tuned if you’re considering applying for a Citrus Loan or want to learn more about different loans!

  • APR: The APR for most loans can vary from 261% to 1304% based on the loan amount, duration, and other factors;
  • Loan Purpose: Any purpose;
  • Loan Amounts: $100- $1,000 and up;
  • Credit Needed: There is no minimum score required;
  • Origination Fee: Depends on the loan terms;
  • Late Fee: Depends on the loan terms;
  • Early Payoff Penalty: None.

What are Citrus Loans?

Cropped close up photo of person in bright knitted jumper holding collection of dollars isolated grey background
How to get a loan with Citrus Loans? Find the answers here. Keep reading! Source: Adobe Stock

Citrus Loans is a leading lender aggregator in the United States that connects borrowers with some of the best lenders in the country.

The platform offers mainly unsecured home mortgage loans. However, you get loans for many purposes, including wedding expenses, emergency costs, home renovation, etc.

Depending on the lender, you can typically borrow from $100 to $1,000 or more on these smaller loans.

The APR for most loans can vary from 261% to 1304%. It is based on the loan amount, duration, credit score, and state of residence of the applicants.

How about the payment terms? The lending period is typically 14 days to 24 months, and payment frequency can be weekly, bi-weekly, monthly, or bi-monthly.

You can make the application online, and there will be no costs to use the platform or hidden fees. So you won’t have to worry about paying more than expected.

Is the Citrus Loans good?

Citrus Loans is a convenient way to get the funding you need quickly and easily. Check out its pros and cons, and weigh whether it is good.


  • Getting a loan through Citrus Loans is safe, fast, and reliable;
  • You don’t need to wait in line for it;
  • You can request a loan online anywhere on your phone or computer;
  •  It’s fast so that you can be approved and the money deposited into your account in less than 24 hours;
  • There are multiple lenders for you to choose from.


  • You don’t get a loan direct with Citrus Loans;
  • The website is not so clear.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Does Citrus Loans check credit scores?

If you are worried about your credit score, don’t be. Citrus Loans will check it as a standard procedure, but it’s not the only thing considered in the approval.

Also, there are plenty of lenders, so there’s always one that will work with less-than-perfect credit.

Want to apply for Citrus Loans? We will help you!

The Citrus Loan review helped you understand how this loan platform works and what you can expect.

Find out how to apply online for a Citrus Loans loan in our post below. Read on!

Citrus Loans logo

How to apply for Citrus Loans

Are you wondering how to apply for a loan with Citrus Loans? Here are some tips that will help you. Read on!

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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