Reviews
Sam´s Club Credit Plus Member Mastercard credit card review: is it worth it?
Find out if the Sam’s Club Credit Plus Member Mastercard credit card is right for you. This no-annual-fee option offers rewards on gas, dining, and select popular categories. Read this review to learn more!
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by Aline Barbosa
Sam´s Club Credit Plus Member Mastercard credit card: no annual fee!

If you’re like most people, you’re always looking for ways to save money. That’s why we brought you the Sam’s Club Credit Plus Member Mastercard credit card, which gives you cash back on every purchase. You can earn reward points on gas, travel, dining, and more with this product.
You must be a Plus member to get the card, but its benefits can make it all worth it if you maximize your bonus points. So, if you want to learn more about this product, keep reading for a full review!

How do you get the Sam’s Club Credit Plus Card?
See how to apply for a Sam’s Club Credit Plus Member Mastercard card and start earning rewards for everyday purchases!
Credit Score | Good – Excellent |
Annual Fee | $0 (but you must be Plus Sam’s Club member, which is $100 per year) |
Regular APR | 15.65% – 23.65% (variable) |
Welcome bonus | None |
Rewards | 5% cash back on gas; 5% cash back on Sam’s Club eligible items; 3% cash back on dining; 1% cash back on all purchases |
Sam’s Club Credit Plus Member Mastercard credit card
If you’re a regular shopper at the retailer, the Sam’s Club Credit Plus Member Mastercard credit card is perfect for you. With a $0 annual fee and international coverage by Mastercard, you can earn reward points anywhere without worrying about decreasing their value.
The card has an excellent cash back program that benefits not only Sam’s Club purchases but also most of everyone’s daily expenses. You can get 5% back on eligible purchases at Sam’s Club. Plus, there’s also a 5% return on gas up to $6000 a year.
If you enjoy dining out or ordering in, there’s a 3% cash back value. To top it all off, you get 1% back on every other purchase. Plus, with the 0% foreign fee, this card can become a valuable companion overseas.
To be eligible for a Sam’s Club Credit Plus Member Mastercard credit card, you must be a Sam’s Club member or have a Plus account. The credit score required is between 690 and 850.
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Sam’s Club Credit Plus Member Mastercard Credit card: should you get one?

Before applying to any product that can affect your credit history, it’s essential to understand the good and the bad they provide. See some of this product’s pros and cons next.
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Pros
- No annual fee;
- 5% cash back on eligible Sam’s Club items;
- 5% cash back on gas;
- 3% cash back on dining
- Accepted in Sam’s Club and Walmart stores nationwide.
Cons
- Must be a member to apply;
- $100 Plus membership fee;
- Limited rewards redemption;
- Requires good/excellent credit score.
Credit scores required
To be eligible for this card, you need a credit score between 690 and 850. Since this is a membership card with cash back as its primary benefit, the company won’t accept new applicants with a score less than Good.
Sam’s Club Credit Plus Member Mastercard credit card application: how to do?
Now you know everything this card can do for you. All that’s left is learning how to apply for it! Follow the link below for an easy step-by-step application process.

How do you get the Sam’s Club Credit Plus Card?
See how to apply for a Sam’s Club Credit Plus Member Mastercard card and start earning rewards for everyday purchases!
Aline Barbosa
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