Finances
5 best credit cards for groceries
Look no further if you need the best credit card for groceries! We've compiled a list of the top five cards that offer great rewards and benefits when buying food. Read on!
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by Suzana Brito
Get rewards and enjoy benefits when shopping at grocery stores
With food prices rising, finding the best credit cards for groceries is more important than ever.
How many credit cards should I have?
This article will help you answer the question "how many credit cards should I have?". Also, you'll learn what are the pros and cons of having multiple credit cards.
Whether you’re looking for a card with cash-back rewards or one that gives you discounts at the grocery store, plenty of options are available. Here are some of our favorites. Read on!
Compare the best credit cards for groceries
With so many options, it can be hard to find a good credit card to help you pay for groceries and save on your daily expenses.
The good news is that some cards offer many benefits, such as cashback, points, and rewards, every time you buy at a supermarket, grocery store, or dining establishment.
We’ve prepared an amazing selection of the best cards in the market to make your grocery shop much more profitable for you and your finances. Check it out!
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American Express® Gold Card
The American Express® Gold Card is perfect for food lovers. Besides dining perks, cardholders will also have one of the best credit cards for groceries.
With this card, you’ll earn amazing rewards on U.S. purchases and dining worldwide.
Picture yourself in Paris or Italy having an amazing dinner and the peace of mind of earning 4x points at your purchase. Great, isn’t it?
Still, you’ll earn the same points when you buy at restaurants, takeouts, supermarkets, and deliveries in the USA.
Finally, you can earn statement credit at stores such as Cheesecake Factory. So up to $10 in UberEats orders every month.
- Credit Score: Good/ Excellent;
- Annual Fee: $250 (see rates and fees);
- Regular APR: 18.99% to 25.99% variable for Pay Over Time feature (see rates and fees);
- Welcome bonus: earn 60,000 Membership Rewards® Points if you spend $4,000 with this card in the first 6 months;
- Rewards: 4x points at worldwide restaurants and takeout and delivery in the U.S.; 4x points on groceries at U.S. supermarkets (up to $25,000 a year in purchases);
- Other rewards: 3x points on flights booked directly with airlines or amextravel.com, and 1x points on other qualifying purchases;
- Terms apply.
If you’re interested in getting this incredible Amex card, check out our post below to know what you need to apply for it!
How to apply for American Express® Gold Card
Amex card can be one of the best ones in the market! You can earn travel and shopping rewards with the American Express® Gold Card! So, read on to learn about the applica
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2. Bank of America Customized Cash Rewards Credit Card
Another good choice to help you with your groceries is the Bank of America Customized Cash Rewards Credit Card.
This option offers amazing 2% cash back on grocery stores and wholesale clubs purchases. Also, 3% cash back in a category of your choice includes dining.
So, if you want to shop and save simultaneously, you should consider it.
- Credit Score: Good;
- Annual Fee: $0;
- Regular APR: 0% for your first 18 billing cycles for purchases, then 16.99% – 26.99% (variable);
- Welcome bonus: $200 online cash rewards bonus;
- Rewards: 3% cash back in a category you choose, 2% cash back for grocery stores and wholesale clubs, and 1% cash back on other purchases;
- Terms apply.
Is this Bank of America card all you were looking for? If so, read our post below to learn all about how to apply for it!
How to apply for Bank of America Customized card
Learn how to apply for the Bank of America Customized Cash Rewards card and get yourself a credit card with a rewards program that you can tailor to your spending habits.
3. Capital One SavorOne Cash Rewards Credit Card
The third option in the list of the best grocery credit cards is the Capital One SavorOne Cash Rewards Credit Card.
It is also a good catch for earning cash back. It provides 3% cash back on purchases you make in some categories, such as dining, entertainment, and grocery stores.
So you can enjoy ticking the items on your shopping list and receive your money back.
- Credit Score: Excellent;
- Annual Fee: $0;
- Regular APR: 0% intro APR for 15 months (valid for purchases and balance transfers), then a variable APR of 17.99% – 27.99%;
- Welcome bonus: a one-time $200 cash bonus once you spend $500 on purchases in the first three months of account opening;
- Rewards: unlimited 3% cash back in a category you choose, including grocery stores and more; 1% cash back on other purchases;
- Terms apply.
Do you want to learn how the application process for this card works? If so, read our post below to find out!
Apply for Capital One SavorOne Cash Rewards
Applying for the Capital One SavorOne Cash Rewards Credit Card is pretty easy, and you can do it online. Check out how the application process works!
4. Blue Cash Preferred® Card from American Express
The Blue Cash Preferred® Card from American Express is among the top credit cards with higher cash-back rates in several categories:
- Streaming: 6% cash back at U.S. streaming subscriptions;
- Groceries: 6% cash back on purchases at U.S. Supermarkets (up to $6,000 yearly);
- Transit : 3% cash back on taxis, ride shares, and more;
- Gas: 3% cash back at U.S. gas stations.
You will still have travel and more entertainment benefits. It’s worth considering.
- Credit Score: Good- Excellent;
- Annual Fee: $95 (see rates and fees);
- Regular APR: 0% intro APR for first 12 months, then a variable APR of 16.99% to 27.99% (valid for purchases and balance transfers) (see rates and fees);
- Welcome bonus: Receive $350 back as a statement credit after you spend $3,000 in purchases within your first 6 months;
- Rewards: 6% cash back on groceries at U.S supermarkets (up to $6,000 per year); 6% cash back on eligible U.S. streamings; 3% cash back on eligible transit purchases;
- Other rewards: 3% cash back on purchases made at eligible U.S. gas stations; and 1% cash back on any other purchase;
- Terms apply.
5. Capital One Walmart Rewards® Mastercard®
If you are a frequent Walmart shopper, then the Capital One Walmart Rewards® Mastercard® is for you.
With this card, you’ll earn 5% cash back at walmart.com (delivery and pickup included). Also, 2% cash back at restaurants, travels, and Walmart stores. Still, 1% cash back on all other purchases.
- Credit Score: Good- Excellent;
- Annual Fee: $0;
- Regular APR: 17.99%, 23.99%, or 27.74% variable APR for purchases;
- Welcome bonus: 5% cash back in Walmart stores during the first 12 months you use this card with Walmart Pay;
- Rewards: 5% cash back at Walmart.com; 2% for restaurants and travel in Walmart stores; 1% cash back on other purchases.
If you like to shop at Walmart and are interested in getting a card to help you, read our post below to learn how to apply for this card!
How to apply for Capital One Walmart Rewards®
Do you like to save money? How about getting rewarded for your spending? If so, you'll want to check out the Capital One Walmart Rewards® Mastercard®. Learn how to apply!
Find out other options: 0% APR cards
We’ve listed 5 of the best grocery shopping cards available. Now, you can learn which are the best 0% APR cards available in the market!
If you want to learn more about how APR cards work and how you can choose the best one for your finances, read our post below to find the best options!
Choose your 0% APR card
Unsure how to choose a 0% APR card ? Let us help! We break down the basics of these cards and what to look for when choosing one. Keep reading!
Suzana Brito
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