Credit Cards
Self Visa® Credit Card review: start building credit today!
Self Visa® Credit Card offers several Visa benefits and wide acceptance. Keep reading to learn how this card works!
Advertisement
Self Visa® Credit Card: You may qualify with poor credit!
Are you trying to build your credit but don’t have much money to put toward a secured credit card deposit? Then consider this Self Visa® Credit Card review!
Self Visa® Credit Card application
Learn the basics to make the application for the Self Visa® Credit Card. Start improving your credit score today!
This card has low fees and gives you access to the funds in your credit builder account. Then let’s look at how it can help you build your financial future today!
- Credit Score: Bad/ poor credit;
- Annual Fee: $25;
- Regular APR: From 15.92 to 15.88% variable;
- Welcome bonus: No welcome bonus;
- Rewards: No rewards.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive marketing messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Advertisement
Self Visa® Credit Card: how does it work?
The Self Visa® Credit Card is a secured card that doesn’t require a large upfront deposit.
Thus, you can break your deposit into 3 or more small payments with the Self-Credit Builder Account.
First, you’ll have to open an account with Self and choose from one of their account deposits options:
- $25 every month for 24 months;
- $35 for 24 months;
- $48 for 12 months.
Next, you’ll need to make at least 3 months of on-time payments. Once you’ve saved up at least $100 in your Self account, you will be automatically eligible.
Who is this card good for?
Self Visa® Credit Card combo can be interesting for first-time credit builders.
After all, you can have a credit card without a credit history and start building a credit “mix” of a loan and credit limit.
Advertisement
Is this card free?
It’s important to note that this card isn’t completely free.
There are some additional costs associated with it that you should be aware of before applying.
- One-time Activation fee: $9 (for credit builder account);
- Foreign Transaction fee: 0%;
- Balance Transfer fee: Not applied;
- Cash Advance: Not applied.
Other features
- It reports your credit history to the 3 credit bureaus;
- Lost and Stolen card assistance;
- $0 liability for non-authorized purchases.
Advertisement
Self Visa® Credit Card: should you get one?
Self® Visa Credit Card is a good choice for someone with a Self Credit Builder account who wants an easy transition to a secured card.
Then weigh the pros and cons and see if this card is for you below.
Pros
- No hard credit inquiries;
- No upfront deposits;
- It helps to build and repair bad credit;
- You can use your card anywhere Mastercard is accepted nationwide;
- Reports your credit to the 3 bureaus.
Cons
- Annual fee;
- Many credit builder plans might seem confusing.
Credit score required
This credit builder card is perfect for those with bad or poor credit. As a result, all types of credit are accepted for this card!
Self Visa® Credit Card application: how to do it?
Self Visa® Credit Card can help you improve your credit score without a secured deposit and hard inquiries.
Do you want to apply for the Self Visa® Credit Card? So keep reading to get an application guide!
Self Visa® Credit Card application
Learn the basics to make the application for the Self Visa® Credit Card. Start improving your credit score today!
Trending Topics
Discover it Student Chrome credit card review: is it worth it?
The Discover it Student Chrome credit card offers solid rewards for students, and a great welcome bonus to earn double cashback.
Keep ReadingHow to make $5000 a month: 10 simple strategies anyone can use
Discover how to make $5000 a month with these simple strategies and secrets that anyone can use. Keep reading!
Keep ReadingWhat is financial freedom? (And how to achieve it!)
Wondering what financial freedom actually is? This article breaks down everything you need to know in order to achieve it yourself. Read on!
Keep ReadingYou may also like
The Business Platinum Card® from American Express review
Learn about the credit score needed and the perks of this incredible Amex card in the Business Platinum Card® from American Express review!
Keep ReadingFirst Progress Platinum Select Mastercard® Secured Credit Card review
Bad credit won't let you down! Read our review on the First Progress Platinum Select Mastercard® Secured Credit Card to learn more!
Keep ReadingEarn back: Bank of America® Unlimited Cash Rewards Secured review
Read our Bank of America® Unlimited Cash Rewards Secured card review - earn 1.5% unlimited cash back and enjoy a $0 annual fee!
Keep Reading