Credit Cards

Self Visa® Credit Card review: start building credit today!

Self Visa® Credit Card offers several Visa benefits and wide acceptance. Keep reading to learn how this card works!

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Self Visa® Credit Card: You may qualify with poor credit!

Self Visa® Credit Card 1
Self Visa® Credit Card review. Source: The Mad Capitalist

Are you trying to build your credit but don’t have much money to put toward a secured credit card deposit? Then consider this Self Visa® Credit Card review!

Self logo

Self Visa® Credit Card application

Learn the basics to make the application for the Self Visa® Credit Card. Start improving your credit score today!

This card has low fees and gives you access to the funds in your credit builder account. Then let’s look at how it can help you build your financial future today!

  • Credit Score: Bad/ poor credit;
  • Annual Fee: $25;
  • Regular APR: From 15.92 to 15.88% variable;
  • Welcome bonus: No welcome bonus;
  • Rewards: No rewards.

Self Visa® Credit Card: how does it work?

The Self Visa® Credit Card is a secured card that doesn’t require a large upfront deposit.

Thus, you can break your deposit into 3 or more small payments with the Self-Credit Builder Account.

First, you’ll have to open an account with Self and choose from one of their account deposits options:

  • $25 every month for 24 months;
  • $35 for 24 months;
  • $48 for 12 months.

Next, you’ll need to make at least 3 months of on-time payments. Once you’ve saved up at least $100 in your Self account, you will be automatically eligible.

Who is this card good for?

Self Visa® Credit Card combo can be interesting for first-time credit builders.

After all, you can have a credit card without a credit history and start building a credit “mix” of a loan and credit limit.

Is this card free?

Happy smiling curly haired young woman types message on mobile phone, looks with glad expression at display, wears grey jacket, isolated on blue background. People, lifestyle, technology concept
Self Visa® Credit Card main features. Source: Freepik

It’s important to note that this card isn’t completely free.

There are some additional costs associated with it that you should be aware of before applying.

  • One-time Activation fee: $9 (for credit builder account);
  • Foreign Transaction fee: 0%;
  • Balance Transfer fee: Not applied;
  • Cash Advance: Not applied.

Other features

  • It reports your credit history to the 3 credit bureaus;
  • Lost and Stolen card assistance;
  • $0 liability for non-authorized purchases.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Self Visa® Credit Card: should you get one?

Self®  Visa Credit Card is a good choice for someone with a Self Credit Builder account who wants an easy transition to a secured card.

Then weigh the pros and cons and see if this card is for you below.

Pros 

  • No hard credit inquiries;
  • No upfront deposits;
  • It helps to build and repair bad credit;
  • You can use your card anywhere Mastercard is accepted nationwide;
  • Reports your credit to the 3 bureaus.

Cons

  • Annual fee;
  • Many credit builder plans might seem confusing.

Credit score required

This credit builder card is perfect for those with bad or poor credit. As a result, all types of credit are accepted for this card!

Self Visa® Credit Card application: how to do it?

Self Visa® Credit Card can help you improve your credit score without a secured deposit and hard inquiries.

Do you want to apply for the Self Visa® Credit Card? So keep reading to get an application guide!

Self logo

Self Visa® Credit Card application

Learn the basics to make the application for the Self Visa® Credit Card. Start improving your credit score today!

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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