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If you’re looking for a travel and shopping rewards credit card that comes with some extra perks, the American Express® Gold Card may be a good option.

But how does the application process work, and what are the requirements? Keep reading to learn more.

The American Express® Gold Card application starts with a pre-qualification process. Before you try to apply for one, make sure you meet the requirements:

If you fit the profile, you are ready to pre-qualification. First, visit the American Express website and fill out the pre-qualification form.

Then you’ll have to provide some typical personal and financial information. Also, you can read the terms and conditions.

When you submit it, you’ll have a response in seconds declaring if you are approved or not to get an American Express® Gold Card.

If you do, you’ll receive a text message to download the app and manage your account.

When you download the American Express® Gold Card app, you can see your account and access the card’s features.

Then you will be able to order your physical card – pick the gold or pink design – and activate it to use online and in-stores in the U.S and worldwide.

Also, you can use the app to manage your account, check your balance and see rewards terms and redemption options.

The app is available to Androids and iPhones. However, you can not use it to qualify and apply for a card.

Instead, you’ll only access it with an authorized account if you are approved. If you want to apply, visit the American Express website.

If you aren’t sure about the American Express® Gold Card, look at the Bank of America® Customized Cash Rewards credit card.

This option offers up to 3% cash back for travel (you choose the category). It has no annual fee and is also a smart choice for travelers.

Below, you’ll find an overview of both cards’ features. If you decide to go with the Bank of America® Customized Cash Rewards credit card, read the article by the end of the page.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.