Credit Cards

Transform Your Credit: Apply for Ally Platinum Mastercard® Now

Apply for the Ally Platinum Mastercard® hassle-free and pay no annual or foreign transaction fees. Build or boost your credit quickly and easily!

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A straightforward card for building a strong credit

Ally Platinum Mastercard®
Transform Your Credit: Apply for Ally Platinum Mastercard Now. Source: The Mad Capitalist

Have you received an offer to apply for the Ally Platinum Mastercard®? Here are the next steps you need to take after that.

card

Credit Card

Ally Platinum Mastercard®

$0 annual fee Quick and Easy

Pay no surprise fees and build credit with confidence! 24/7 customer care!

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Apply for the Ally Platinum Mastercard® hassle-free and enjoy no annual or foreign transaction fees. Our guide helps you build or boost your credit quickly and easily. Read on!

Apply online

To apply for Ally credit cards, including the Ally Platinum Mastercard®, you must receive an offer from Ally Bank.

If you have received an offer, you can follow the instructions provided in the offer to complete your application.

You’ll be invited to access the Ally website and provide the reservation number and access code.

After that, you’ll submit and get an approval response from Ally in less than 60 seconds.

However, if you have not received an offer, you can still explore Ally’s credit card options on their website and check for pre-qualified offers.

Apply using the app

Businesswoman using a mobile phone in an office lobby
A straightforward card for building strong credit. Source: Adobe Stock

Ally cards cannot be applied for through the app at present.

However, you can still take advantage of its features and enjoy the convenience of mobile banking and payments.

Use Ally’s mobile banking app to manage your account while on the go, pay bills, view transactions, and monitor your balance from anywhere.

The app also allows you to make secure and convenient payments, eliminating the need for cash or checks.

Ally Platinum Mastercard® vs. Petal 2 “Cash Back, No Fees” Visa Credit Card

Choose between the Ally Platinum Mastercard® and Petal 2 Visa Credit Card for a credit card with low fees with cash-back rewards.

The Ally Platinum Mastercard® provides automatic credit line increase reviews and free access to your FICO® score but requires an offer from Ally Bank to apply.

On the other hand, the Petal 2 Visa Credit Card offers higher cash-back rates for certain categories and does not have the requirement of an offer to apply.

See how they stack up below.

Ally Platinum Mastercard®

  • Credit Score: All types of credit;
  • Annual Fee: $0;
  • Purchase APR: 17.99%-28.99%, variable;
  • Cash Advance APR:  Not disclosed;
  • Welcome Bonus: N/A;
  • Rewards:  N/A.

Multiple personalized credit card offers

Applying won't hurt your credit score

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Petal 2 “Cash Back, No Fees” Visa Credit Card

  • Credit Score: Average – Excellent;
  • Annual Fee: No annual fee;
  • Regular APR: 17.99% – 31.99%;
  • Cash Advance APR: Not disclosed;
  • Welcome bonus: No welcome bonus;
  • Rewards: 1% up to 1.5% cash back on everyday purchases.

Start earning cash back and enjoy fee-free spending with the Petal 2 Visa Credit Card.

So follow the step-by-step instructions in our post below to get your application started today!

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How to apply for Petal 2 Visa Credit Card

Do you know how to apply for the new Petal 2 "Cash Back, No Fees" Visa Credit Card? Read our step-by-step guide on how to go through the process.

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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