To run away from outdated bank services, go into Neo Financial credit card direction. They have excellent benefits for you.

Neo Financial is one of the new fintech companies that offer financial services but are proud to say they are not a bank. They have a solution for every Canadian that needs a credit card to build their credit history.

But is Neo Financial legit? How does it work? Is it really a credit card? Let’s solve these questions in this review. 

Neo Financial is not a bank but provides excellent bank services. Its account and credit line have the backup of Concentra Bank, so your money got CDIC insurance for up to $100,000. 

You can apply for an unsecured card if you already have a good score. If you need some help building your credit score, you can choose the secured Neo Financial card. 

The mobile app will give you essential insights about your expenses to help you optimize your budget and save some money. 

Many Canadians are already enjoying Neo Financial credit card benefits. As you can download the app and open your account for free, you can give it a try and check its features in a practical way. But first, read its pros and cons:  

Neo Financial thinks about credit with a different approach than banks usually do. So, it doesn’t matter which credit score you have. You can get an unsecured or secured credit card to use and earn rewards.

As an authentic technology company, Neo Financial will make it as easy as possible for you to use it. The modern application process can be done through a website or through the app.

You’ll get approved within minutes. If you think it’s time for a change, read the following article to learn how you can get your Neo Financial and upgrade your financial management.