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Surge® Platinum Mastercard® credit card review: credit limit even for the lowest scores
If you have a bad score or no score, this is an excellent way to fix it. Learn more about the advantages of this card and what makes it so successful in our Surge® Platinum Mastercard® credit card review!
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Surge® Platinum Mastercard® credit card: a handy tool to fix your limited credit
Do you have a bad credit score? Are you looking for a way to get back on your feet financially? If so, then the Surge Surge® Platinum Mastercard® credit card review will show you what to do.
This credit card is made specifically for consumers with bad credit, so it might help you rebuild your credit history. Still, you can check your score for free.
How to apply to Surge® Platinum Mastercard®
A credit card can be the best choice if you want to build your score. Read on to learn how to apply for the Surge® Platinum Mastercard®!
Plus, the Surge® Platinum Mastercard® comes with many other benefits, including up to a $1,000 credit limit.
So if you’re looking for a way to improve your finances, stay tuned to our Surge® Platinum Mastercard® credit card review, and see if it is worth considering.
- Credit Score: See website for details;
- Annual Fee: $75 – $125;
- Monthly Fee: Credit Limit of $300 or $500: $0 introductory fee for the first year, then $150 thereafter (billed $12.50 per month);
- Regular APR: 35.90% fixed APR;
- Welcome bonus: N/A;
- Rewards: N/A.
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Surge® Platinum Mastercard® credit card: how does it work?
Continental Finance services are responsible for the Surge® Platinum Mastercard® credit card. It is one of the country’s best-rated agencies for credit rebuilding.
Surge® Platinum Mastercard® is for people with limited or poor credit. Because of that, one of the major advantages of this card is that it can help you improve your credit score.
It also reports your payments to the three credit bureaus in the country.
So, if you make payments on time, you may boost your score and even be eligible for a higher credit limit.
On the one hand, it is considered a very high credit limit for a ruined score’s unsecured card.
On the other hand, you’ll have to pay one of the highest APRs in the market: a 35.90% fixed for purchases.
Another negative point is the annual fee of $75 to $125. It is relatively expensive, and the terms don’t clarify how this fee is applied from consumer to consumer.
In addition, you’ll still have to consider up to $150 in monthly fees (billed $12.50 per month) after the first year if you’re credit limit is in the $300 or $500 range. There are no rewards or bonuses, either.
Surge® Platinum Mastercard® credit card: should you get one?
Surge® Platinum Mastercard® works as an intermediary on your way to raising your poor score. However, there are less expensive options to do it.
But if you like the idea of its attractive credit limit and want to know more before deciding whether to apply for one, have the pros and cons in mind.
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Pros
- Up to $1,000 Initial Credit Limit
- See if you Pre-Qualify with No Impact to your Credit Score
- Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
- Unsecured credit card requires No Security Deposit
- Perfect card for everyday purchases and unexpected expenses
- Monthly reporting to the three major credit bureaus
- Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
- Use your card everywhere Mastercard is accepted at millions of locations
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
Cons
- High APR;
- No bonuses;
- No rewards;
- High fees.
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Credit score required
The Surge® Platinum Mastercard® credit card accepts applicants of all credit scores. However, it aims for the lowest ones to repair credit history.
Surge® Platinum Mastercard® credit card application: how to do it?
Do you like the Surge® Platinum Mastercard® above all the options available to rebuild your limited credit? Then, find out how to apply for this card.
It will only take you a few minutes to find out all the requirements to qualify. You can read our post below to learn all about the application process!
How to apply for Surge® Platinum Mastercard®
A credit card can be the best choice if you want to build your score. Read on to learn how to apply for the Surge® Platinum Mastercard® credit card!
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