Credit Cards

Apply First Citizens Bank Rewards Credit Card: Earn more

Apply for the First Citizens Bank Rewards Credit Card in no time with our help! Enjoy amazing reward program and 0% intro APR on balance transfers!

First Citizens Bank customers can apply for this card online- no hassle!

You must be a client if you want to apply for a First Citizens Bank Rewards Credit Card. The online application is easy, but it is exclusive to customers.

First Citizens Bank Card

Rewards

Quick Rewards

Earn up to 3 points per $1 spent – 0% intro APR on balance transfers!

You will be redirected to another website

In this post, we will help you demystify this application process and also show you the three easy steps to complete in less than 10 minutes. Read on!

Apply online

To apply for the First Citizens Bank Rewards Credit Card online, you must be their customer.

So, if you are already a client, follow the step-by-step below.

Step 01

Start by visiting the First Citizens Bank website. Then, head to the credit card page to apply.

The next step is to log in to your customer account.

Step 02

Once you do that, just follow the guidelines to complete your application.

Firstly, complete the forms with your personal information and financial status.

Secondly, make sure you understand all the conditions before you submit it.

Step 03

After completing your application form, submit it.

Then, if you receive approval, you should receive the First Citizens Bank Rewards Card in your mail in about 7 -10 business days.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Apply using the app

First Citizens Digital Banking is a service that helps you manage your money using your phone.

So, you can check your account balance, transfer money, and do other things like that.

But if you want a credit card, you’ll still have to visit their website to apply.

Once you have your card, you can use their app to manage it.

First Citizens Bank Rewards Credit Card vs. Ally Everyday Cash Back Mastercard®

Choosing between the First Citizens Bank Rewards Card and Ally Everyday Cash Back Mastercard® depends on your priorities.

So, if you seek diverse rewards and prioritize flexibility, the First Citizens Bank Rewards Credit Card might be your match.

But if you want straightforward, no-frills 1% cash back, then the Ally card wins.

First Citizens Bank Rewards Credit Card

Credit Score: Good-Excellent;
Annual Fee: No annual fee;
Purchase APR: 18.24% – 27.24% (variable);
Cash Advance APR: 27.24% – 30.24%;
Welcome Bonus: 0% intro APR on balance transfers for the first 12 months;
Rewards: Earn 3 points on gas and streaming services, 2 points on groceries and drugstores, and 1 point on everyday purchases.

Ally Everyday Cash Back Mastercard®

Credit Score: N/A;
Annual Fee: $0-$39 ( depending on creditworthiness);
Purchase APR: 19.99%-29.99%, variable;
Cash Advance APR: 5% or $10, whichever is greater;
Welcome Bonus: None;
Rewards: 3% cash back at gas stations, grocery stores, and drugstores, plus 1% on everything else.

Get the Ally Everyday Cash Back Mastercard® for simpler spending—details on applying are in our post below. Read on!

Apply for Ally Everyday Cash Back Mastercard®

Score 3% cash back on everyday essentials! Cracking the code on how to apply for the Ally Everyday Cash Back Mastercard® in under 5 minutes.

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About the author / Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.