Ready to unlock 1,5% cash back on all purchases? This guide is your A-Z roadmap to apply for your First Citizens Bank Cash Rewards Credit Card.

We’ll walk you through every step, from eligibility requirements to application submission. Keep reading!

Do you often get confused by point systems and rotating categories? Then, the First Citizens Bank Cash Rewards Credit Card is your key to plain rewards.

Earn 1.5% cash back on everything you buy, from groceries to getaways.

So, dive into our A-Z guide and learn how to apply for your First Citizens Bank Cash Rewards Credit Card today.

This card is only available for people with First Citizens Bank accounts.

So, if you don’t have one yet, you can open an account first and then apply for the card.

Once you have your account, then you can head to the First Citizens Bank website and find the credit card page.

Then, you will log in to your existing customer account and locate the  First Citizens Bank Cash Rewards Credit Card.

Also, carefully fill out the form with your personal information and financial details.

Finally, don’t forget to review the terms and conditions thoroughly before submitting.

After you apply for a loan, it takes time for the bank to review your application.

During this process, the bank will check your financial history and determine if you are approved.

If approved, then your First Citizens Bank Cash Rewards Credit Card will arrive in the mail within 7-10 business days.

If you want a credit card, then you’ll need to visit their website to apply.

Once you have the card, you can effortlessly track your transactions and payments through the First Citizens Digital Banking app.

Consider First Citizens Bank’s Cash Rewards Credit Card for 1.5% cash back on all purchases or the Smart Option Credit Card for a zero introductory rate on balance transfers and purchases.

Choose based on your financial goals and spending habits.

Learn how to apply for the First Citizens Bank Smart Option Credit Card in our upcoming post. Read on!