If you’re considering getting a First Citizens Bank Smart Option Credit Card, you should know that only clients can apply online.

Luckily, the online application is hassle-free. We’re here to guide you through the process so you can complete it in less than 10 minutes. Keep reading to learn more!

Do you want to apply for the First Citizens Smart Option Credit Card? Then, you must be their customer first.

If you are already one, you can visit the First Citizens Bank website, the credit card page, and log in to your customer account.

Then, complete the application form by providing your personal information and financial status.

But, before submitting, make sure you understand all the conditions. After the submission, you just need to wait for approval.

Finally, if you are approved, you’ll receive the First Citizens Bank Rewards Card in your mail within 7-10 business days.

Managing your finances just got easier with First Citizens Digital Banking. This service lets you control your money via your smartphone, from checking your account balance to transferring funds.

However, if you want a credit card, you must head to their website to apply. Once you get a card, you can easily manage it using their app.

You should consider what matters most if you’re trying to decide between the First Citizens Bank Smart Option Credit Card and the Capital One VentureOne Rewards Credit Card.

For example, The First Citizens Bank Smart Option Credit Card offers a low introductory APR on balance transfers, which can be helpful if you’re looking to save money on interest charges.

However, if you’re interested in earning rewards for your spending, the Capital One VentureOne Rewards Credit Card may be a better choice, as it also offers a 0% intro APR on balance transfers, plus travel rewards.

Are you interested in getting the Capital One VentureOne Rewards Credit Card?

We’ve covered you with a simple guide on applying for this card and taking full advantage of its rewards. So, keep reading to find out more!