Credit Cards

Ink Business Cash® Credit Card Review: up to 5% Cash Back

Save more on your small business with a card that offers up to 5% cash back on office supplies. Discover the potential of the Ink Business Cash® Credit Card in our detailed review.

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Get 5% cash back on office supplies, internet, and cables, 2% on gas and restaurants, and 1% elsewhere

Ink Business Cash Credit Card
Ink Business Cash® Credit Card Review: up to 5% Cash Back. Source: Chase

Small business owners understand the expense struggle. What if there was a credit card that could help you earn more cashback? Then let’s review the Ink Business Cash® Credit Card.

Ink Business Cash Credit Card

Apply for the Ink Business Cash® Credit Card

Discover step-by-step to apply for the Ink Business Cash® Credit Card online and get rewarded for your business expenses. Read on!

Get up to 5% cash back on select purchases with this game-changing card for small business owners. Discover the benefits of the Ink Business Cash® Credit Card and more. So stay tuned!

  • Credit Score: 690-850 ( Good-excellent);
  • Annual Fee: $0;
  • Purchase APR: 0% intro APR on purchases for 12 months, then 18.49%–24.49% (variable);
  • Cash Advance APR: 29.99% ( variable)
  • Welcome Bonus: Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening;
  • Rewards: Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
  • Terms apply.

Ink Business Cash® Credit Card: how does it work?

Indeed, the Ink Business Cash® Credit Card stands out with 5% cash back on essential business expenses like office supplies and communication services.

So, it’s an ideal choice for small business owners looking to maximize rewards without the burden of an annual fee.

Also, the accelerated cash back on specific categories ensures a rapid return on investment, making it particularly attractive for new businesses.

Business Perks

  • Employee cards at no additional cost;
  • 5% cash back on Lyft rides.

Rewards

  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.

Redemption Options

  • Cashback;
  • Travel through Chase Travel;
  • Apple® Ultimate Rewards Store;
  • Gift cards.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Welcome Bonus

You can earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.

Travel Perks

  • Roadside Dispatch;
  • Purchase Protection;
  • Extended Warranty Protection;
  • Travel and Emergency Assistance services;
  • Auto Rental Collision Damage Waiver;
  • Terms apply.

Ink Business Cash® Credit Card: should you get one?

Ink Business Cash Credit Card
Get 5% cash back on office supplies, internet, and cables, 2% on gas and restaurants, and 1% elsewhere. Source: Chase

Furthermore, tailored for small business owners, this credit card offers a lucrative cash-back program with no annual fee.

So let’s review the pros and cons of the Ink Business Cash® Credit Card to make an informed decision.

Pros

  • Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening;
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year;
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases;
  • 10% Business Relationship Bonus If you have the Ink Business Cash card plus a Chase Business; Checking account on your first card anniversary
  • With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information;
  • No Annual Fee;
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases;
  • Member FDIC.

Cons

  • Spending cap on rewards;
  • High fee for cash advances.

Credit score required

Furthermore, this credit card requires good to excellent (690-850) from applicants.

Ink Business Cash® Credit Card application: how to do it?

Take advantage of the Ink Business Cash® Credit Card benefits! Apply now to maximize your business expenses with rewarding cash back.

Moreover, learn more about the application process below.

Ink Business Cash Credit Card

Apply for the Ink Business Cash® Credit Card

Discover step-by-step to apply for the Ink Business Cash® Credit Card online and get rewarded for your business expenses. Read on!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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