The application for the Total Visa® Card is secure and online. The potential users must be 18 years old at least. 

There aren’t any scores required, but it is mainly thought for people with poor and fair credit. 

They require a one-time $95 that should be paid before opening your account. The bank will cancel the application if the payment isn’t made within 60 days. 

Start by visiting the Total Visa® Card website. There you’ll find an “Apply Now” button. So, click it. 

You are going to be driven to their application form. Then be prepared to issue some personal and financial basic information. 

Once you’re done, don’t forget to review the agreements and terms. After that, you can submit it. 

Finally, remember to pay the initial $95 fee. 

It is not possible to request your Total Visa® Card using their app. Instead, use it for quick balance control and transaction check. 

In case the Total Visa® Card doesn’t fit your needs, chances are the Reflex Mastercard will do it.

With good probabilities of approval, both are over average maintenance that permits you to rebuild or build credit.

Make sure to check out the comparison between them before you make your choice.

If you like Reflex Mastercard better than Total Visa, you’d better see the terms to apply in our post below.