Credit Cards
Application for the Total Visa® Card: how does it work?
Learn how to apply for the Total Visa® credit card and get your credit history restored. It is a good solution if you want to rebuild your credit or fix poor credit report errors.
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Total Visa® Card: Get your credit score back on track
The application for the Total Visa® Card is secure and online. The potential users must be 18 years old at least.
There aren’t any scores required, but it is mainly thought for people with poor and fair credit.
They require a one-time $95 that should be paid before opening your account. The bank will cancel the application if the payment isn’t made within 60 days.
Apply online
Start by visiting the Total Visa® Card website. There you’ll find an “Apply Now” button. So, click it.
You are going to be driven to their application form. Then be prepared to issue some personal and financial basic information.
Once you’re done, don’t forget to review the agreements and terms. After that, you can submit it.
Finally, remember to pay the initial $95 fee.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Apply using the app
It is not possible to request your Total Visa® Card using their app. Instead, use it for quick balance control and transaction check.
Total Visa® Card vs. Reflex Mastercard Card
In case the Total Visa® Card doesn’t fit your needs, chances are the Reflex Mastercard will do it.
With good probabilities of approval, both are over average maintenance that permits you to rebuild or build credit.
Make sure to check out the comparison between them before you make your choice.
Total Visa® Card
- Credit Score: Fair/Bad Credit.
- Annual Fee: $75.00 1st year, $48.00 after.
- Regular APR: 35.99% on purchases and cash advances.
- Welcome bonus: N/A.
- Rewards: 1% cash back on card payments.
Reflex Mastercard Card
- Credit Score: Poor – Good.
- Annual Fee: $125 for the first year. Then, $96.
- Regular APR: 29.99% variable.
- Welcome bonus: N/A.
- Rewards: N/A.
If you like Reflex Mastercard better than Total Visa, you’d better see the terms to apply in our post below.
Application for the Reflex Mastercard card
Applying to the Reflex Mastercard card is easy and can be done online. Check out this article and learn how to do so in a quick step-by-step guide!
About the author / Suzana Brito
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