Credit Cards

Application for the Total Visa® Card: how does it work?

Learn how to apply for the Total Visa® credit card and get your credit history restored. It is a good solution if you want to rebuild your credit or fix poor credit report errors.


by Suzana Brito

08/01/2022 | Updated on 03/21/2023

Total Visa® Card: Get your credit score back on track

Total Visa® Credit Card
See how to apply for the card. Source: Total Visa

The application for the Total Visa® Card is secure and online. The potential users must be 18 years old at least. 

There aren’t any scores required, but it is mainly thought for people with poor and fair credit. 


Credit Card

Total Visa®

credit rebuild visa

Targets your bad score. Start rebuilding your credit now!

You will be redirected to another website

They require a one-time $89 that should be paid before opening your account. The bank will cancel the application if the payment isn’t made within 60 days. 

Apply online

Learn how to apply online. Source: Adobe Stock.

Start by visiting the Total Visa® Card website. There you’ll find an “Apply Now” button. So, click it. 

You are going to be driven to their application form. Then be prepared to issue some personal and financial basic information. 

Once you’re done, don’t forget to review the agreements and terms. After that, you can submit it. 

Finally, remember to pay the initial $89 fee. 


Apply using the app

It is not possible to request your Total Visa® Card using their app. Instead, use it for quick balance control and transaction check. 


Total Visa® Card vs. Reflex Mastercard Card 

In case the Total Visa® Card doesn’t fit your needs, chances are the Reflex Mastercard will do it.

With good probabilities of approval, both are over average maintenance that permits you to rebuild or build credit.

Make sure to check out the comparison between them before you make your choice.

Total Visa® Card

  • Credit Score: Bad to fair
  • Annual Fee: See terms
  • Regular APR: See terms
  • Welcome bonus: N/A
  • Rewards: N/A

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Reflex Mastercard Card

  • Credit Score: Poor – Good
  • Annual Fee: $125 for the first year. Then, $96
  • Regular APR: 29.99% variable
  • Welcome bonus: N/A
  • Rewards: N/A

If you like Reflex Mastercard better than Total Visa, you’d better see the terms to apply in our post below.

Reflex logo

Application for the Reflex Mastercard card

Applying to the Reflex Mastercard card is easy and can be done online. Check out this article and learn how to do so in a quick step-by-step guide!

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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