Loans
Achieve Personal Loan (formerly FreedomPlus) review
Check out this Achieve Personal Loan review and find out why it could be the perfect way to get your finances back on track! Enjoy rate discount and more!
Advertisement
Achieve Personal Loan: borrow up to $50K and enjoy a rate discount
Are you ready to take control of your finances and end debt? Then our detailed Achieve Personal Loan review could be a great starting point.
Learn to apply for the Achieve Personal Loan
Looking to take out a personal loan? Learn how to apply for an Achieve Personal Loan and get access to funds quickly. Qualify for up to $50K.
We’ll provide all the insight you need, weighing up its advantages and drawbacks so that you can decide whether this Loan is right for you. Read on!
- APR: 7.99-29.99%;
- Loan Purpose: Debt consolidation, home improvements, weddings and events, travel, medical expenses, vacations, moving;
- Loan Amounts: $5,000-$50,000;
- Credit Needed: 620;
- Origination Fee: 1.99%-6.99% of the loan amount.
- Late Fee: N/A;
- Early Payoff Penalty: N/A.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Advertisement
What is the Achieve Personal Loan?
This Achieve Personal Loan review is about the formerly FreedomPlus, an online lender that provides personal loans for debt consolidation and other financial needs.
They offer loan terms from 2 to 5 years, and funds are usually available within 1 to 3 days of approval.
On the low side, a mobile app is unavailable, and origination fees are associated with the Loan.
Unfortunately, this personal loan is unavailable in CO, CT, HI, KS, ME, ND, VT, WV, WI, and WY.
Achieve offers competitive rates but can be on the high side compared to other lenders. Luckily, they offer rate discounts for their applicants.
Joint loans
If you apply for a joint loan, Achieve will offer up to six percentage points off your rate.
However, they will evaluate both borrowers’ combined financial background and creditworthiness on the application.
Advertisement
Retirement savings
With Achieve Personal Loan, borrowers with at least $25,000 saved in retirement can receive a special discount of up to five percentage points on their rate.
Those who have saved even more – such as $40,000 or higher – may be eligible for the best possible discounts.
Unlike other lending companies, your retirement savings are not used to secure any loan.
Direct pay
Earn up to 4 percentage points in discounted rates on your Achieve loan when you use it for debt consolidation.
To maximize this offer and receive the full discount, ensure that at least 85% of the money from your Achieve loan is sent directly to another creditor.
Unfortunately, no rate discount is offered if you set up auto payment on the Loan, which can eat into potential savings.
Advertisement
Is the Achieve Personal Loan good?
Achieve Personal Loan is ideal for debt or credit consolidation.
Thus the discounted rate incentives make it worthwhile and cost-effective in the long run!
But before applying, compare its advantages and disadvantages to make an informed decision.
Pros
- Pre-qualify with soft credit;
- Joint loans;
- Rate discounts options;
- Online application.
Cons
- Origination fees;
- No app;
- Not available to all states.
Does Achieve check credit scores?
Yes, they do. Borrowers can choose to have a soft credit check that won’t affect their scores. The minimum credit score you need to demonstrate is 620.
Want to apply for the Achieve Personal Loan? We will help you!
Ready to apply for the Achieve Personal Loan? We’ve got you covered! Check out our post below for more information.
Learn to apply for the Achieve Personal Loan
Looking to take out a personal loan? Learn how to apply for an Achieve Personal Loan and get access to funds quickly. Qualify for up to $50K.
Trending Topics
Capital One Savor Cash Rewards Credit Card vs. Capital One Walmart Rewards® Mastercard®: card comparison
Capital One Savor Cash Rewards Credit Card or Capital One Walmart Rewards® Mastercard®? Compare them and find out which one is best for you!
Keep Reading
Choose the perfect loan for you: see the best options!
Wondering what to consider in a loan? Learn how to choose a loan, what to look for, and much more. Read on!
Keep Reading
10 reasons not to refinance your home
There are many reasons why you might choose not to refinance your home. Here are the top 10! Check them out!
Keep ReadingYou may also like
Get the Ulta Credit Card: A Simple Way to Apply Today!
Buy more beauty products with exclusive sales and points at Ulta. Find out how to apply for the Ulta Credit Card now!
Keep Reading
Apply for the Shop Your Way Mastercard®: $0 annual fee
Find out how to apply for the Shop Your Way Mastercard® and increase your purchase points. Get the step-by-step here! Stay tuned!
Keep Reading
How to Start Investing in Canada: a guide for beginners
Do you want to know how to start investing in Canada? This comprehensive article will tell you everything you need to get started today!
Keep Reading