Discover it® Balance Transfer Credit Card is great for people looking to consolidate their credit card debt. The card offers a 0% APR on balance transfers for the first 15 months, which can help ease the burden of high-interest debt. The card has many other benefits, including cash-back rewards and no annual fee.

Yes. One of the main advantages of this credit card is its reward offers! Cardholders can earn 5% cash back on rotating categories each quarter, like gas stations, restaurants, and wholesale clubs! Plus, they can also get 1% cash back on all other purchases. These points can be redeemed for travel rewards and more.

Applying for this credit card is simple! You’ll only need to access their official website and fill out a form with your personal and financial information. After that, submit your form and wait for Discover results. Remember that you must meet some requirements to qualify for this card, including being of legal age, having a valid SSN, and having a good to excellent credit score!