Credit Cards

Discover it® Balance Transfer Credit Card application: how does it work?

Learn how to easily apply for the Discover it® Balance Transfer Credit Card today! Get 0% intro APR and other additional benefits! Keep reading!

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Discover it® Balance Transfer Credit Card: Earn cash back and pay no annual fee!

Discover logo
Discover it® Balance Transfer Credit Card application process. Source: The Mad Capitalist

Are you interested in learning more about the Discover it® Balance Transfer Credit Card? This card offers rewards that can really add up.

card

Discover it® Credit Card

Balance Transfer

Earn Cash Back No annual fee

0% intro APR on purchases and balance transfer for 15 months!

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Applying for this credit card is easy! We’ll provide a step-by-step walkthrough on how to get it, so don’t hesitate! Keep reading to learn!

Apply online

Are you ready to get your Discover card? It’s easy!

Start by visiting the official website, where you can find all the necessary details regarding rates and fees associated with using it.

Carefully read through everything before moving forward to ensure that you understand what comes with this type of credit card.

Once done, simply complete the application process by providing your personal and financial information!

After that, submit your form, and it’s done! Next, just sit back and wait for a response from Discover!

Requirements

Young woman in front of her computer
Learn how to apply for the Discover it® Balance Transfer Credit Card. Source: Freepik

To qualify for this credit card, you must meet the following requirements:

  • Be at least 18 years old;
  • Have a valid social security number;
  • Be a resident in the U.S.;
  • Have good or excellent credit.

Apply using the app

The Discover app allows you to access and manage your account quickly and easily after getting your card.

It means you can’t use the app until you have an account. To apply, visit the website and make your application there.

Discover it® Balance Transfer Card vs. Wells Fargo Reflect® Card

Discover it® Balance Transfer Card offers an introductory 0% APR on balance transfers for 15 months.

This gives cardholders plenty of time to pay off their debt without incurring interest charges. 

Plus, cardholders can earn 5% cash back on rotating categories each quarter and 1% cash back on all other purchases.

On the other hand, Wells Fargo Reflect Card also offers an introductory 0% APR on purchases and balance transfers for up to 21 months.

However, it doesn’t offer cash back or bonuses. Compare the offers!

Multiple personalized credit card offers

Applying won't hurt your credit score

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Discover it® Balance Transfer Credit Card

  • Credit Score: Good to excellent;
  • Annual Fee: No annual fee;
  • Regular APR: 0% APR for 15 months on purchases and balance transfers. Then 16.24% to 27.24%.24%, and up to 5% fee for future balance;
  • Welcome bonus: Cashback Match will double the cash back you’ll earn at the end of the first year of the account;
  • Rewards: 5% cash back on quarterly categories up to $1500,00 (needs activation) and 1% on all other purchases.

Wells Fargo Reflect® Card

  • Credit Score: 690-850 (Good – Excellent);
  • Annual Fee: $0 annual fee;
  • Regular APR: 0% intro APR for 18 months on purchases and eligible qualifying balance transfers. Plus, three months of intro APR extension with a one-time minimum payment in the intro period. After that, the APR will be variable: 17.24% to 29.24%.;
  • Welcome bonus: No welcome bonuses;
  • Rewards: No rewards.

Get the scoop to apply for the Wells Fargo Reflect® Card easily by checking out our post below. Read on!

Wells Fargo logo

Wells Fargo Reflect® Card application

Want to get the Wells Fargo Reflect® Card? Our post has all you need to apply easily – don't miss it! Enjoy 0% intro APR for up to 21 months!

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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