Credit Cards
The American Express Blue Business Cash™ Card review
See how The American Express Blue Business Cash™ Card stacks up regarding cashback rewards and 0% intro APR period. Read on!
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Amplify Your Cash Flow With The American Express Blue Business Cash™ Card
Business owners looking for cash back and a 0% intro APR period will love our The American Express Blue Business Cash™ Card review.
Apply for The American Express Blue Business Cash™
Follow this guide to apply for The American Express Blue Business Cash™ Card, and make the most out of your business expenses. Read on!
So, if you’re wondering how this card works and whether it’s a good fit for your business, this review will help you make an informed decision. So read on!
- Credit Score: Good-excellent;
- Annual Fee: $0;
- Purchase APR: 0% intro APR on purchases for 12 months of account opening, then 18.49% – 26.49% variable;
- Welcome Bonus: Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months;
- Rewards: Earn 2% cash back on eligible business purchases (up to $50k per calendar year) and 1% on all other eligible purchases after the first $50k spent on your credit card. Cash back earned is automatically credited to your statement;
- See Rates & Fees
The American Express Blue Business Cash™ Card: how does it work?
The American Express Blue Business Cash™ Card is a cashback rewards card for small businesses.
It offers several perks that could benefit your bottom line and help you save money.
With that in mind, let’s dive into a detailed review of the American Express Blue Business Cash™ Card.
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1. Cash Back Rewards
You can earn 2% cash back on eligible business purchases, but only up to a maximum of $50k per calendar year.
After reaching this limit, you can still earn 1% cash back on all other eligible purchases with your credit card.
There are no limits to the rewards you can earn with this card, and they will be automatically credited to your account.
2. 0% intro APR
Business owners benefit from this card’s 0% intro APR period of 12 months after account opening.
3. Cash Flow Flexibility
Expanded Buying Power allows you to spend beyond your credit limit and gives you more flexible buying power.
This amount is not unlimited but could help with larger purchases or unexpected costs.
4. Travel
Cardholders can get the following travel perks:
- Car Rental Loss and Damage Insurance;
- Global Assistance Hotline.
The American Express Blue Business Cash™ Card: should you get one?
This business card offers straightforward rewards and does not require an annual fee.
So, as a business owner, this card could be handy. Before making any decision, consider its advantages and drawbacks below.
Pros
- Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% – 26.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%.
- Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
- From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
- Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
- No Annual Fee.
- See Rates & Fees
Cons
- Requires good or excellent credit;
- Rewards cap.
Credit score required
If you plan to apply for the American Express Blue Business Cash™ Card, having a credit score that ranges from good to excellent is important.
The American Express Blue Business Cash™ Card application: how to do it?
Applying is relatively easy if you’ve decided the Amex Blue Business Cash Card is the right fit for your business.
So read our post below and receive all the instructions you need to apply.
Apply for The American Express Blue Business Cash™
Follow this guide to apply for The American Express Blue Business Cash™ Card, and make the most out of your business expenses. Read on!
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
About the author / Suzana Brito
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