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Discover it® Balance Transfer Credit Card review: 0% intro APR

Learn all about the Discover it® Balance Transfer Credit Card! Pay no annual fee and enjoy several perks! Stick with us and find out more!

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Discover it® Balance Transfer Credit Card: Earn up to 5% cash back

Discover it® Balance Transfer Credit Card
Read our Discover it® Balance Transfer Credit Card review! Source: The Mad Capitalist

Read our Discover it® Balance Transfer Credit Card review. This card is an excellent option for those who want to pay down their debt in a manageable way.

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Apply for the Discover it® Balance Transfer Card

Get the lowdown on how to apply for Discover it® Balance Transfer Credit Card! Enjoy 0% intro APR and more! Keep reading!

You’ll learn the advantages and disadvantages and take an overview of this card in our full article. Here’s how it works!

  • Credit Score: Good to excellent;
  • Annual Fee: No annual fee;
  • Regular APR: 0% APR for 15 months on purchases and balance transfers. Then 16.24% to 27.24%, and up to 5% fee for future balance;
  • Welcome bonus: Cashback Match will double the cash back you’ll earn at the end of the first year of the account;
  • Rewards: 5% cash back on quarterly categories up to $1500,00 (needs activation) and 1% on all other purchases.

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Discover it® Balance Transfer Credit Card: how does it work?

Discover it® Balance Transfer Credit Card allows you to transfer all or part of your existing balance from one or more high-interest credit cards onto this card.

This card has no annual fee and offers 0% intro APR on purchases and balance transfers made within the first 15 months.

You can also take advantage of the Cashback Match™ feature, which doubles all the cash back you earn in your first year as an account holder.

Rewards and benefits 

Discover it® Balance Transfer Credit Card also offers cash back for each purchase you make with your card.

It can be redeemed for gift cards, travel rewards, and more. Plus, there are no blackout dates when redeeming points for travel rewards like airfare or hotel stays.

Additionally, this card has various benefits, such as fraud protection and extended warranty coverage on select items purchased with the card.

Also, purchase protection if your card is damaged or stolen within 90 days of purchase.

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Cashback bonus categories

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Discover it® Balance Transfer Credit Card main features! Source: Freepik

Discover it® Balance Transfer credit card also comes with rotating cashback bonus categories.

It gives you 5% cash back in purchases each quarter when you activate the bonus category online (1% afterward).

Categories can include restaurants, gas stations, and Amazon purchases—so there’s something for everyone.

Discover it® Balance Transfer Credit Card: should you get one?

The Discover it® Balance Transfer Credit Card can be highly advantageous for those who want to make the most of their money!

But is it the right choice for you? Check out the pros and cons of this card to help you decide.

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Pros 

  • No annual fee;
  • 0% intro APR on purchases and balance transfers for 15 months from account opening;
  • Up to 5% cash back purchases;
  • Enjoy bonus categories.

Cons

  • The rotating cashback category requires activation.

Credit score required

This credit card provides amazing benefits to its cardholders. As a result, it requires good credit from applicants.

To qualify for the Discover it® Balance Transfer Credit Card, you just have a credit score of 690 or higher.

Discover it® Balance Transfer Credit Card application: how to do it?

Find out how to apply for the Discover it® Balance Transfer Credit Card in our post below. Start enjoying its benefits right away! Keep reading!

Discover logo

Apply for the Discover it® Balance Transfer Card

Get the lowdown on how to apply for Discover it® Balance Transfer Credit Card! Enjoy 0% intro APR and more! Keep reading!

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