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Learn about a card that can give you high points and welcome bonuses!

Citi Rewards+® Card: a bunch of rewards points wait for you!

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The Citi Rewards+® Card is perfect for those who want to maximize their earning potential and enjoy the flexibility of paying an attractive intro 0% APR, and zero annual fee. Also, earn points on all of the things you buy, and make the most of your daily purchases.

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Check out the variety of perks you'll receive with this card:

There is no annual fee;
Earn points on every purchase;
Redeem for a variety of rewards, including gift cards;
0% intro APR for the first 15 months.

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The tantalizing world of rewards beckons, and the Citi Rewards+® Card answers the call, brilliantly merging everyday expenses with gratifying perks.

As an entrant in the pantheon of rewards cards, the Citi Rewards+® extends an invitation to a realm where spending becomes a more rewarding endeavor.

Dive in to uncover the layers of benefits and the few considerations you should be aware of.

Strengths and Special Offerings

  • Rounded Up Rewards: Every purchase gets rounded up to the nearest 10 points. Buy a coffee for $3? Get rewarded for $10. It’s simplicity redefined.
  • Bonus on Redemption: Redeem your rewards, and you’ll receive a 10% points back for the first 100,000 points you redeem annually, augmenting your rewards value.
  • Diverse Earning Potential: Earn 2X ThankYou® Points at supermarkets and gas stations for the first $6,000 per year, and 1X points on all other purchases.
  • Intro APR Offer: Enjoy an introductory low APR on balance transfers and purchases, giving you financial flexibility in the initial months.
  • No Annual Fee: Keep more money in your pocket, as this card comes without the burden of an annual fee.

Limitations to Consider

  • Capped 2X Categories: The 2X earning rate at supermarkets and gas stations is limited to $6,000 annually, post which it drops to 1X.
  • Foreign Transaction Fees: International escapades might get a tad costlier, with a foreign transaction fee on purchases made abroad.
  • Higher APR Post Intro Period: Once the introductory APR period concludes, the card’s standard APR can lean on the higher side for some cardholders.

The Citi Rewards+® Card crafts a symphony of rewards, turning mundane transactions into a gateway for delightful perks.

While it’s prudent to navigate its limitations, for the discerning spender, the card promises a journey where every purchase, big or small, is a step toward a rewarding experience.

If you want a high return on redeemed points or make lots of little purchases, the Citi Rewards+ Card might be an excellent option for you, and if you also have other Citi cards that can give you ThankYou points, the ThankYou points you earn with the Rewards+ Card could be worth much more.

It can be hard for some people to qualify to get the Citi Rewards+® Card because the card does not accept people with not-so-good credit scores. Therefore, if you really need to apply and get this card, you’ll need to check your score and improve it.

The Citi Rewards+ Card has an approximate $1,000 minimum credit limit. Also, this card comes with a $1,000 minimum credit limit, but people with great credit may be approved for considerably more. Therefore, you need to have good finances and credit scores to get the best out of this credit card!

Citi Rewards+® Card

Application for the Citi Rewards+® Card

The application for the Citi Rewards+® Card is easy and takes only a few minutes. Read on to learn how to do it.

Are you not so sure you’ll benefit from the Citi Rewards+® Card features? You can try applying for a different card if that’s the case.

For example, you can try to apply for the Bank of America Customized Cash Rewards card!

With this card, you’ll be able to earn high cashback rewards for no annual fee. So, read our post below to learn more about this card and see how to apply!

Bank of America Customized Cash rewards card

Bank of America Customized Cash Rewards card

Learn how to apply for the Bank of America Customized Cash Rewards card and get yourself a credit card with a rewards program that you can tailor to your spending habits.

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