Credit Cards
0% intro APR: U.S. Bank Visa® Platinum Card review
Our comprehensive U.S. Bank Visa® Platinum card review reveals why it's an ideal choice for those looking to avoid interest charges! Read on and learn!
Advertisement
Get a $0 annual fee and exclusive benefits!
Are you seeking a credit card with an extended 0% intro APR offer? If so, we have a good option for you in our U.S. Bank Visa® Platinum Card review.
No annual fee: Apply for U.S. Bank Visa® Platinum
Get the step-by-step process to apply for the U.S. Bank Visa® Platinum Card! Instant decision! Enjoy an intro APR!
Check out its perks and drawbacks to decide if it’s worth your consideration. Read on!
- Credit Score: Good-Excellent;
- Annual Fee: $0;
- Purchase APR: 0% intro APR for the first 18 billing cycles. Then, 19.49% – 29.49% Variable APR;
- Cash Advance APR: 29.99% variable APR;
- Welcome Bonus: No welcome bonuses;
- Rewards: No rewards.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Advertisement
U.S. Bank Visa® Platinum Card: how does it work?
The 0% intro APR feature is the biggest trump card of the U.S. Bank Visa® Platinum Card.
It allows cardholders to have a window to pay off balances without incurring interest charges.
This feature can be especially useful for those looking to make big purchases or pay off their debts.
However, it is not forever and lasts for 18 billing cycles after the account opening. After that, a variable APR applies, ranging from 19.49% to 24.49%, depending on your creditworthiness.
No Annual Fee
Another plus of the U.S. Bank Visa® Platinum Card is that it comes with no annual fee.
This can be an attractive feature for those who don’t want to pay for the privilege of using a credit card.
It’s worth noting that not all cards have this benefit, so it’s something to consider when choosing a card.
Advertisement
Phone Protection
For those especially clumsy or worried about phone theft, this card offers up to $600 of phone protection (subject to a $25 deductible).
However, to qualify, you must pay your monthly phone bill with the U.S. Bank Visa® Platinum Card.
Choose Your Payment Due Day
The U.S. Bank Visa® Platinum Card also allows you to choose your payment due date, which can be helpful for those who need to align their payments with their paydays.
While this may seem small, it can help avoid missed payments and other fees.
Advertisement
U.S. Bank Visa® Platinum Card: should you get one?
The U.S. Bank Visa® Platinum Card can be used for those interested in 0% intro APR. Look at its pros and cons!
Pros
- No annual fee;
- Long intro APR period;
- Cell phone Protection.
Cons
- No welcome bonus;
- No rewards;
- Required a high credit score.
Credit score required
U.S Bank Visa® Platinum Card applicants should have a credit score in the range of 690-850 to get approved and enjoy exceptional benefits!
This tier is typically defined as having good to excellent credit, so if you’re looking for an enhanced banking experience, this offer could be just what you need.
U.S. Bank Visa® Platinum Card application: how to do it?
Ready to apply for the U.S. Bank Visa® Platinum Card? We’ve made it easy with our guide so that you can reap all of its benefits in no time!
Get started and learn how today—just keep reading!
No annual fee: Apply for U.S. Bank Visa® Platinum
Get the step-by-step process to apply for the U.S. Bank Visa® Platinum Card! Instant decision! Enjoy an intro APR!
Trending Topics
Sable debit card review: is it legit and worth it?
Getting a Sable debit card is as simple as using it. Improve your financial management with no fees and get cashback for it.
Keep Reading
Select the Best Credit Card for Your Needs and Apply Today
Discover the smart way to select a credit card for your financial needs: Types, fees, and choosing criteria. Read on!
Keep Reading
Cheap Sun Country Airlines flights: find flights from $39,99!
Get the scoop on what to expect before you book Sun Country Airlines cheap flights. Save a lot on your next trip! Read on and learn how!
Keep ReadingYou may also like
FIT™ Platinum Mastercard® credit card review: easy to get, efficient to build credit
FIT™ Platinum Mastercard® credit card is your chance to get a $400 credit limit even if you don't have a strong score. Read our review!
Keep Reading
Learn to apply easily for the OppLoans Personal Loan
Use our simple 3-step guide to apply for the OppLoans Personal Loan. Borrow up to $4,000 and use it for several purposes! Read on!
Keep Reading
Transform Your Credit: Apply for Ally Platinum Mastercard® Now
Apply for the Ally Platinum Mastercard® to revive your credit score. Our step-by-step guide makes the application a breeze. Read on!
Keep Reading