Credit Cards
0% intro APR: U.S. Bank Visa® Platinum Card review
Our comprehensive U.S. Bank Visa® Platinum card review reveals why it's an ideal choice for those looking to avoid interest charges! Read on and learn!
Advertisement
Get a $0 annual fee and exclusive benefits!
Are you seeking a credit card with an extended 0% intro APR offer? If so, we have a good option for you in our U.S. Bank Visa® Platinum Card review.
No annual fee: Apply for U.S. Bank Visa® Platinum
Get the step-by-step process to apply for the U.S. Bank Visa® Platinum Card! Instant decision! Enjoy an intro APR!
Check out its perks and drawbacks to decide if it’s worth your consideration. Read on!
- Credit Score: Good-Excellent;
- Annual Fee: $0;
- Purchase APR: 0% intro APR for the first 18 billing cycles. Then, 19.49% – 29.49% Variable APR;
- Cash Advance APR: 29.99% variable APR;
- Welcome Bonus: No welcome bonuses;
- Rewards: No rewards.
U.S. Bank Visa® Platinum Card: how does it work?
The 0% intro APR feature is the biggest trump card of the U.S. Bank Visa® Platinum Card.
It allows cardholders to have a window to pay off balances without incurring interest charges.
This feature can be especially useful for those looking to make big purchases or pay off their debts.
However, it is not forever and lasts for 18 billing cycles after the account opening. After that, a variable APR applies, ranging from 19.49% to 24.49%, depending on your creditworthiness.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
No Annual Fee
Another plus of the U.S. Bank Visa® Platinum Card is that it comes with no annual fee.
This can be an attractive feature for those who don’t want to pay for the privilege of using a credit card.
It’s worth noting that not all cards have this benefit, so it’s something to consider when choosing a card.
Phone Protection
For those especially clumsy or worried about phone theft, this card offers up to $600 of phone protection (subject to a $25 deductible).
However, to qualify, you must pay your monthly phone bill with the U.S. Bank Visa® Platinum Card.
Choose Your Payment Due Day
The U.S. Bank Visa® Platinum Card also allows you to choose your payment due date, which can be helpful for those who need to align their payments with their paydays.
While this may seem small, it can help avoid missed payments and other fees.
U.S. Bank Visa® Platinum Card: should you get one?
The U.S. Bank Visa® Platinum Card can be used for those interested in 0% intro APR. Look at its pros and cons!
Pros
- No annual fee;
- Long intro APR period;
- Cell phone Protection.
Cons
- No welcome bonus;
- No rewards;
- Required a high credit score.
Credit score required
U.S Bank Visa® Platinum Card applicants should have a credit score in the range of 690-850 to get approved and enjoy exceptional benefits!
This tier is typically defined as having good to excellent credit, so if you’re looking for an enhanced banking experience, this offer could be just what you need.
U.S. Bank Visa® Platinum Card application: how to do it?
Ready to apply for the U.S. Bank Visa® Platinum Card? We’ve made it easy with our guide so that you can reap all of its benefits in no time!
Get started and learn how today—just keep reading!
No annual fee: Apply for U.S. Bank Visa® Platinum
Get the step-by-step process to apply for the U.S. Bank Visa® Platinum Card! Instant decision! Enjoy an intro APR!
Trending Topics
5 best credit cards to build credit
Want to establish or rebuild your credit history? Check out our list of the best credit cards to build credit. Read on!
Keep ReadingGet the Ulta Credit Card: A Simple Way to Apply Today!
Buy more beauty products with exclusive sales and points at Ulta. Find out how to apply for the Ulta Credit Card now!
Keep ReadingCapital One Quicksilver Student Cash Rewards Credit Card application
Are you looking for a student card? Check out how to apply for the Capital One Quicksilver Student Cash Rewards Credit Card. Read on!
Keep ReadingYou may also like
Earn back: Bank of America® Unlimited Cash Rewards Secured review
Read our Bank of America® Unlimited Cash Rewards Secured card review - earn 1.5% unlimited cash back and enjoy a $0 annual fee!
Keep ReadingLearn to apply easily for Rocket Loans
Learn how to apply for Rocket Loans and take control of your finances today! Borrow up to $45K and receive it in one business day!
Keep ReadingDiscover it® Secured credit card review: is it worth it?
The Discover it® Secured credit card is the first step on your journey to a healthy credit score. Read this review to learn how!
Keep Reading