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Rebuild Credit and Earn Endless Rewards with 1.5% Cash Back on All Purchases

Bank of America® Unlimited Cash Rewards: The Ultimate Secured Card for Rewards


Unlock endless possibilities with the Bank of America® Unlimited Cash Rewards Secured card! This one-of-a-kind secured card offers 1.5% cash back on all purchases, so you can spend confidently knowing you’re earning rewards. The best part? There’s no pesky annual fee to worry about. With this card, you have the power to rebuild your credit and earn fantastic rewards at the same time.


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The Bank of America® Unlimited Cash Rewards Secured card can be your tool to build credit. Here are 4 reasons to have this amazing secured card in your wallet.

Get an automatic credit line increase if you qualify
Receive unlimited 1.5% cash back on all purchases, with no annual fee
Build your credit score over time and establish a strong financial history
Easily manage your account online or make payments via the mobile app

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In a world of limitless options, isn’t it lovely when some things are straightforward? The Bank of America® Unlimited Cash Rewards lives up to its name, promising uncomplicated cash back benefits that add a touch of joy to every transaction.

Dive into a blend of simplicity and luxury, as we explore its lavish perks and the few clouds on its horizon.

Strengths and Special Offerings

  • Consistent Cash Back: Enjoy a flat 1.5% cash back on every purchase, every time. No guesswork, just guaranteed returns.
  • Boost with Preferred Rewards: If you’re enrolled in the Bank of America Preferred Rewards program, your rewards could see an uplift of up to 75%, magnifying your returns.
  • No Annual Fee: Keep your earnings intact! The absence of an annual fee means you get to enjoy your rewards without any deductions.
  • Introductory APR Offer: Get a breather with a 0% introductory APR for a specified duration on purchases, letting you make bigger buys without immediate interest concerns.
  • Seamless Redemption: Cash rewards can be redeemed at any time and in any amount, offering utmost flexibility.
  • Added Protections: Shop with confidence knowing you have access to overdraft protection, and fraud protection, ensuring safety with every swipe.

Limitations to Consider 

  • Standard Foreign Transaction Fee: Those with a penchant for international adventures might face additional charges on foreign transactions.
  • Potential for Higher APR: Depending on creditworthiness, some cardholders might end up with a higher ongoing APR, which could make carrying balances expensive.
  • No Specialized Reward Categories: While the flat cash back rate is straightforward, there aren’t any categories that offer higher returns.

Charting the landscape of cash back credit cards, the Bank of America® Unlimited Cash Rewards shines with its blend of simplicity and value.

For those who crave a no-fuss rewards experience without skimping on the benefits, this card beckons like a beacon.

As you sail through your financial journey, let this card be the wind in your sails, consistently pushing you towards richer horizons.

You can build a positive credit history by using the card responsibly and making on-time payments. This, in turn, can improve your credit score. Additionally, the card reports to all three major credit bureaus, which can help establish a positive credit history.

No, there’s no limit to the amount of cash back you can earn with this card. You will earn cash back according to your spending. Also, the earned cash back won’t expire, so you can enjoy your earnings a lot!

Yes, if you decide to close your account and your balance is paid in full, your security deposit will be refunded. Also, Bank of America analyzes your profile, and if they consider that you qualify, you can get your deposit back.

Bank of America® Unlimited Cash Rewards Secured

Apply for Bofa® Unlimited Cash Rewards Secured

Build credit, earn cash back: Apply for the Bank of America® Unlimited Cash Rewards Secured Credit Card with our help. Keep reading!

If you are not concerned about rewards and are seeking a card to rebuild your credit, the BankAmericard® Secured Credit Card is a great choice for individuals with poor or no credit.

This option is ideal because it doesn’t have an annual fee and brings some key credit-building features. Keep reading to learn to apply!

BankAmericard® Secured Credit Card

Apply for BankAmericard® Secured Credit Card

Discover how to apply for the BankAmericard® Secured Credit Card – start with a security deposit of $200 and build credit fast! Read on!

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