Credit Cards

Bad credit accepted: apply for BankAmericard® Secured Credit Card

Looking for a secure way to build credit? Then discover how to apply for the BankAmericard® Secured Credit Card. Keep reading to learn more.

Advertisement

$0 annual fee: build credit like a pro!

BankAmericard® Secured Credit Card
Bad credit accepted: apply for BankAmericard® Secured Credit Card. Source: The Mad Capitalist.

Applications for new credit cards don’t have to be daunting. Here is how you’ll easily and quickly apply for the BankAmericard® Secured Credit Card in just a few minutes.

card

Credit Card

BankAmericard® Secured

Quick Process FICO® score

$0 annual fee – start with a $200 deposit and establish credit fast!

You will be redirected to another website

We’ll guide you through all the application requirements and steps so that you can do it smoothly and fast. Read on for more details.

Apply online

You can complete your BankAmericard® Secured Credit Card application in minutes and get a response in about 30 seconds.

Here are a few pieces of information you’ll have to provide when applying.

Personal Information

  • First, middle, and last name;
  • Suffix: Jr, Sr., I, II, III, IV;
  • Residential address;
  • City;
  • State and ZIP code;
  • Phone number;
  • Email address;
  • Nationality.

Economical

  • Annual income;
  • Source of income;
  • Monthly housing payment.

You’ll fill up the application form on the Bank of America website and provide the information above.

After that, you’ll find the terms and conditions so that you can agree.

Then you must submit the form and wait for a response that might come in seconds.

Apply using the app

Happy curly female shopper enjoys easy paying for goods online smiles broadly shows white teeth uses mobile phone and credit card dressed in casual black t shirt isolated over yellow background
$0 annual fee: build credit like a pro! Source: AdobeStock

Follow the instructions above to apply for the BankAmericard® Secured Credit Card. Applications are not available in the app.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

BankAmericard® Secured Credit Card vs. Merrick Bank Classic Secured Credit Card

These secured cards are options for building credit, so let’s have a brief look at what sets them apart.

Firstly, the Merrick Bank Classic Secured Credit Card has a $36 annual fee and requires a security deposit between $200 and $3,000 at account opening.

It’s an average annual fee for a secured card, so it fits a low maintenance cost box if you don’t have much money. 

Conversely, the BankAmericard® Secured Credit Card has a wider secured deposit range of $200 to $5,000 but does not have an annual fee.

Compare the features below to make up your mind on which one is the best for you.

BankAmericard® Secured Credit Card

  • Credit Score: Bad credit;
  • Annual Fee: $0;
  • Purchase APR: 26.24% variable APR;
  • Cash Advance APR: 29.24%; 
  • Welcome Bonus: N/A;
  • Rewards: N/A.

Merrick Bank Classic Secured Credit Card

  • Credit Score:  Bad credit;
  • Annual Fee: $36 for the first year, then $3 per month;
  • Purchase APR: 22.45% APR Variable;
  • Cash Advance APR: 27.45% APR Variable;
  • Welcome Bonus: N/A;
  • Rewards: N/A.

Do you want to apply for the Merrick Bank Classic Secured Credit Card? Then read our full application post below.

Merrick Bank Classic Secured Credit Card

Apply for Merrick Bank Classic Secured Card

Apply for the Merrick Bank Classic Secured Credit Card and rebuild your credit. Follow the step-by-step here!

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

Trending Topics

content

Capital One Platinum Secured Credit Card review: is it worth it?

Read this Capital One Platinum Secured Credit Card review and learn all about its perks, such as flexible security deposit and no annual fee!

Keep Reading
content

Sam´s Club Credit Plus Member Mastercard credit card review: is it worth it?

Find out if the Sam’s Club Credit Plus Member Mastercard credit card, which offers cash back on gas and dining, is a good option for you.

Keep Reading
content

First Access Visa® Card application: how does it work?

Learn how the First Access Visa® Card application works and why you should consider applying for this credit card. Keep reading!

Keep Reading

You may also like

content

How to buy a second home with no down payment

Looking for help on how to buy a second home with no down payment? Here's our step-by-step guide to make it happen. Read on!

Keep Reading
content

How to buy cheap Sun Country Airlines flights

Discover how to track and buy cheap Sun Country Airline flights with this easy guide. Find flights from $39,99! Keep reading to learn!

Keep Reading
content

Learn all the main pros of rewards credit cards

Do you know the pros of credit card rewards? You can take advantage of your credit cards and get a lot of benefits. Learn how to do it.

Keep Reading