Credit Cards
Prime Visa Credit Card: is it worth it?
Looking for the right credit card to suit your lifestyle? Find out why the Prime Visa Credit Card is the perfect choice. Learn more about its features and benefits in our full review!
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Prime Visa Credit Card review: Earn up to 5% back on selected purchases!
Are you an Amazon loyalist looking for the perfect card to reward your spending habits? Then the Prime Visa Credit Card might be the right fit for your lifestyle!
In this review, we’ll take a look at this product’s main features and its perks and drawbacks. So, read on to learn more about what this card can do for you!
How do you get the Prime Visa Credit Card?
If you're an Amazon Prime member, the Prime Visa Credit Card is a great way to earn rewards on your purchases. Learn how to apply here!
Credit Score | Good – Excellent. |
Annual Fee | $0. |
Regular APR | 19.49% – 27.49% variable. |
Welcome bonus | Get a $100 (or more) Amazon Gift Card instantly upon approval exclusively for Prime members. |
Rewards | 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership. 2% back at gas stations, restaurants and on local transit and commuting (including rideshare). 1% back on all other purchases. |
Prime Visa Credit Card
Issued by Chase and with a Visa Signature, the Prime Visa is accepted worldwide.
This product offers a 0% annual fee as well as no foreign transaction fees, which is perfect for any international purchases or traveling.
As rewards go, if you’re a frequent Amazon or Whole Foods customer, no other product can benefit you more.
You get 5% cash back from buying selected items at those places, and the flexible redemption options could mean anything from credit statements to money in your pocket.
But that’s not all! This card also provides a 2% cash back rate at restaurants, gas stations, and local transit. And you can get 1% back from any other purchase.
When you sign-up for a new account, Amazon throws in a handsome $100 gift card that you can use in whichever way you’d like (terms apply).
You must be an Amazon Prime member to be eligible for the card. The biggest downside to this product is that there is no intro APR for balance transfer or purchases.
Plus, if you don’t shop at Amazon or Whole Foods so much, it’ll be harder to maximize your earnings with this product.
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Prime Visa Credit Card: should you get one?
If you’re an Amazon loyalist and a Whole Foods enthusiast, this is the best rewards card in the market for you, but it’s not limited to just those two options.
The 2% cash back on dining, for instance, can be used in your favor if you order in or out frequently.
Unlike many store-branded cards, you can use the Prime Visa card anywhere in the world that accepts Visa and earns bonus rewards with it.
You do have to be an Amazon Prime member to get it, and if you don’t shop much at Amazon or Whole Foods, many other options could benefit you more.
See the pros and cons of the Prime Visa Credit Card below.
Pros
- Get a $100 (or more) Amazon Gift Card instantly upon approval exclusively for Prime members.
- Earn 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership.
- Earn 2% back at gas stations, restaurants and on local transit and commuting (including rideshare).
- Earn 1% back on all other purchases.
- No annual credit card fee.
- No foreign transaction fees.
- No more waiting. Redeem daily rewards at Amazon.com as soon as the next day.
- Member FDIC.
Cons
- Only available to Amazon Prime members.
- No 0% intro APR.
Credit score required
Like most rewards cards in the market, you need a credit score between good and excellent to get approved for an Prime Visa Credit Card.
Anything ranging from 690 to 850 in your FICO score could qualify you for an application.
Prime Visa Credit Card application: how to apply
Are you interested in signing up for the Prime Visa after learning just how much it can benefit you? We can help!
Follow the link below for more details about the application process and start earning rewards today!
How do you get the Prime Visa Credit Card?
If you're an Amazon Prime member, the Prime Visa Credit Card is a great way to earn rewards on your purchases. Learn how to apply here!
About the author / Aline Barbosa
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