With so many rewards credit cards available in the market, how do you know which one is right for you? Well, first you have to understand what you are looking for. If you want miles, there are countless options out there. If you want Amazon and Whole Foods benefits, there is one: the Amazon Prime Rewards credit card. 

What better way to be compensated by your spending than earning profitable and flexible rewards on things you can actually use? With the Amazon Prime Rewards credit card, you get that and more.

In this review, we’ll take a look at this product’s main features and its perks and drawbacks. So, read on to learn more about what this card can do for you!

Issued by Chase and with a Visa Signature, the Amazon Prime Rewards credit card is accepted worldwide. This product offers a 0% annual fee as well as no foreign transaction fees, which is perfect for any international purchases or traveling.

As rewards go, if you’re a frequent Amazon or Whole Foods customer, no other product can benefit you more. You get 5% cash back from buying selected items at those places, and the flexible redemption options could mean anything from credit statements to money in your pocket.

But that’s not all! This card also provides a 2% cash back rate at restaurants, gas stations, and drug stores. And you can get 1% back from any other purchase. When you sign-up for a new account, Amazon throws in a handsome $100 gift card that you can use in whichever way you’d like.

You must be an Amazon Prime member to be eligible for the card. The biggest downside to this product is that there is no intro APR for balance transfer or purchases. And, if you don’t shop at Amazon or Whole Foods so much, it’ll be harder to maximize your earnings with this product. 

If you’re an Amazon loyalist and a Whole Foods enthusiast, this is the best rewards card in the market for you, but it’s not limited to just those two options. The 2% cash back on dining, for instance, can be used in your favor if you order in or out frequently. 

Unlike many store-branded cards, you can use the Amazon Prime Rewards credit card anywhere in the world that accepts Visa and earns bonus rewards with it. You do have to be an Amazon Prime member to get it, and if you don’t shop much at Amazon or Whole Foods, many other options could benefit you more. 

See the pros and cons of the Amazon Prime Rewards card below. 

Like most rewards cards in the market, you need a credit score between good and excellent to get approved for an Amazon Prime Rewards credit card. Anything ranging from 690 to 850 in your FICO score should qualify you for an application. 

Are you interested in signing up for an Amazon credit card after learning just how much it can benefit you? We can help! Follow the link below for more details about the application process and start earning rewards today!