Loans
LightStream Personal Loan review: how does it work and is it good?
Discover what LightStream Personal Loan is all about in this complete review. Ensure fast access to the money you need and no hidden fees.
Advertisement
LightStream Personal Loan: borrow up to $100K for several purposes!
Are you aiming to pay off debt or complete a home renovation project? Look no further — this LightStream Personal Loan review. This lender is just what you need!
How to apply for the LightStream Personal Loan
Ready to apply for a Lightstream Personal Loan? Look no further! We've got all the information you need right here! Borrow up to $100K fast!
With its lightning-fast application and low-interest rates, you can find the optimal deal for your goals with a top-notch lender. Find out more here!
- APR: 5.99% to 23.99%;
- Loan Purpose: Auto, home improvements, debt consolidation, medical and wedding expenses, vacations, and more;
- Loan Amounts: $5,000 to $100,000;
- Credit Needed: 660;
- Origination Fee: N/A;
- Late Fee: N/A;
- Early Payoff Penalty: N/A.
What is the LightStream Personal Loan?
LightStream Personal Loans is a great option for debt consolidation and home improvement projects due to its competitive interest rates and flexible terms.
In addition to all its attractive features, LightSteam loans come with no hidden fees. As a result, you won’t have to pay origination, prepayment, or late fees.
Loan terms range from 2 to 7 years. It also has special conditions for home improvement loans extending up to 12 years.
Also, if you find more attractive rates from another lender after LightStream has approved your loan, they will decrease their rate by an additional 0.10% to beat it.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Funding Options
LightStream offers fast funding options. You can receive your deposit in one business day or up to 30 days after approval.
No hidden fees are associated with this loan either; everything is disclosed upfront before signing off on your loan agreement.
And if you’re unhappy within 30 days of taking out the loan, you can get $100 back ( conditions apply).
Is the LightStream Personal Loan good?
With no hidden fees and competitive APR, LightStream Personal Loans is a great way to consolidate debt.
Check out the pros and cons of this loan option to determine if it’s right for you.
Pros
- It charges no origination, prepayment, or late fees;
- Competitive APR;
- Fast funding and approval;
- Rate beat program;
- Long repayment terms for home improvements.
Cons
- No pre-approval;
- Requires years of credit history.
Does LightStream check credit scores?
Yes, LightStream checks credit scores. They accept borrowers with at least good credit, but those with excellent credit have more chances of getting a loan.
Want to apply for the LightStream Personal Loan? We will help you!
Are you interested in applying for a LightStream Personal Loan? Discover how to do so with our helpful post below. Keep reading to learn more!
How to apply for the LightStream Personal Loan
Ready to apply for a Lightstream Personal Loan? Look no further! We've got all the information you need right here! Borrow up to $100K fast!
About the author / Suzana Brito
Trending Topics
WWE Netspend® Prepaid Mastercard® review: Financial Flexibility
Looking for a prepaid card that makes managing your finances easy? Look no further than the WWE Netspend® Prepaid Mastercard® in this review.
Keep Reading
Net First Platinum credit card review: is it legit and worth it?
To purchase at the Horizon Outlet, you need a merchandise credit card like the Net First Platinum. Learn more about this card here.
Keep Reading
Cheap Delta Air Lines flights: flights from $79.99!
Delta Air Lines cheap flights: find out where you can explore! Enjoy comfort, safety, and affordable fares. Start planning your next trip!
Keep ReadingYou may also like
Is The Mad Capitalist safe?
The Mad Capitalist is a content and education company that provides information about financial products and services - with safety in first!
Keep Reading
Navy Federal GO REWARDS® Review: Dine, Travel, Thrive
Do you want a credit card with rewards on all purchases and no annual fee? Meet the Navy Federal GO REWARDS® in our review. Stay tuned!
Keep Reading
Chase Total Checking® application: how does it work?
Ready to take control of your financial future? Open a Chase Total Checking® — Find out how to do it here! No hidden fees and several perks.
Keep Reading