Loans

LightStream Personal Loan review: how does it work and is it good?

Discover what LightStream Personal Loan is all about in this complete review. Ensure fast access to the money you need and no hidden fees.

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LightStream Personal Loan: borrow up to $100K for several purposes!

LightStream Personal Loan logo
LightStream Personal Loan review. Source: The Mad Capitalist

Are you aiming to pay off debt or complete a home renovation project? Look no further — this LightStream Personal Loan review. This lender is just what you need!

LightStream Personal Loan logo

How to apply for the LightStream Personal Loan

Ready to apply for a Lightstream Personal Loan? Look no further! We've got all the information you need right here! Borrow up to $100K fast!

With its lightning-fast application and low-interest rates, you can find the optimal deal for your goals with a top-notch lender. Find out more here!

  • APR: 5.99% to 23.99%;
  • Loan Purpose: Auto, home improvements, debt consolidation, medical and wedding expenses, vacations, and more;
  • Loan Amounts: $5,000 to $100,000;
  • Credit Needed: 660;
  • Origination Fee: N/A;
  • Late Fee: N/A;
  • Early Payoff Penalty: N/A.

What is the LightStream Personal Loan? 

LightStream Personal Loans is a great option for debt consolidation and home improvement projects due to its competitive interest rates and flexible terms.

In addition to all its attractive features, LightSteam loans come with no hidden fees. As a result, you won’t have to pay origination, prepayment, or late fees.

Loan terms range from 2 to 7 years. It also has special conditions for home improvement loans extending up to 12 years.

Also, if you find more attractive rates from another lender after LightStream has approved your loan, they will decrease their rate by an additional 0.10% to beat it.

Funding Options 

LightStream offers fast funding options. You can receive your deposit in one business day or up to 30 days after approval.

No hidden fees are associated with this loan either; everything is disclosed upfront before signing off on your loan agreement.

And if you’re unhappy within 30 days of taking out the loan, you can get $100 back ( conditions apply).

Is the LightStream Personal Loan good?

Overjoyed young couple triumph celebrate read good unexpected ne
Is the LightStream Personal Loan good? Find out next! Source: Adobe Stock

With no hidden fees and competitive APR, LightStream Personal Loans is a great way to consolidate debt.

Check out the pros and cons of this loan option to determine if it’s right for you.

Pros

  • It charges no origination, prepayment, or late fees;
  • Competitive APR;
  • Fast funding and approval;
  • Rate beat program;
  • Long repayment terms for home improvements.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Cons

  • No pre-approval;
  • Requires years of credit history.

Does LightStream check credit scores?

Yes, LightStream checks credit scores. They accept borrowers with at least good credit, but those with excellent credit have more chances of getting a loan.

Want to apply for the LightStream Personal Loan? We will help you!

Are you interested in applying for a LightStream Personal Loan? Discover how to do so with our helpful post below. Keep reading to learn more!

LightStream Personal Loan logo

How to apply for the LightStream Personal Loan

Ready to apply for a Lightstream Personal Loan? Look no further! We've got all the information you need right here! Borrow up to $100K fast!

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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