Learn to apply easily for the LightStream Personal Loan

Are you seeking advice to apply for a Lightstream Personal Loan? Then you're in the right place! Grant competitive rates and flexible terms!


by Suzana Brito

02/25/2023 | Updated on 03/06/2023

LightStream Personal Loan application: fast application and funding!

LightStream Personal Loan logo
Learn to apply easily for the LightStream Personal Loan. Source: The Mad Capitalist

Want to apply for a LightStream Personal Loan? This is the perfect post for you! Here we have some must-know tips to make your application with ease.


Personal Loan


Fast funding Online

Rate beat program. No origination, prepayment or late fees!

You will be redirected to another website

With valuable information about the requirements, steps of the application process, and more, you’ll be armed with all the necessary knowledge! So read on!

Online application

Remember that LightStream does not offer pre-approval for loans, so submitting an application is the only way to determine your rate.

Applying is simple. We’ve broken the process into 3 simple steps to make it as fast and effortless as possible.

1. Start at the LightStream website

The first step in applying for a LightStream personal loan is visiting their website.

Once there, you will enter the amount of the loan you are requesting, along with the purpose of the loan.

Then move to the next step: Provide your personal information.

2. Provide personal details

Secondly, you must provide your details, including:

  • Your full name;
  • Current address;
  • Email address;
  • Phone number;
  • And Social Security number.

This step should take no more than 3 minutes.

3. Submit your application

People working on computer at home. One woman write and use lapt
Learn how the application process for this lender works. Source: Adobe Stock

Last but not least, submit your application. They will review it in about one business day or less (Monday–Friday).

If approved, you will receive an email from LightStream with instructions on proceeding with your loan application.

Multiple personalized loan offers up to $100K

Applying won't hurt your credit score

You will be redirected to another website


  • Be at least 18 years old;
  • Have a good credit score;
  • Proof of income.

Apply using the app

Unfortunately, applying using an app is impossible. Therefore, applicants must visit their website directly to begin their application process.

LightStream Personal Loan vs. Rocket Loans: which one is the best?

Lightstream is an online lender that offers loans from $5,000 to $100,000 with interest rates starting at 5.99% and no hidden fees.

But if you want to consider another option, Rocket Loans might be what you’re looking for!

So, it depends on your needs to decide which loan you should take. Read on to get an overview of their features.

LightStream Personal Loan

  • APR: 5.99% to 23.99%;
  • Loan Purpose: Auto, home improvements, debt consolidation, medical and wedding expenses, vacations, and more;
  • Loan Amounts: $5,000-$100,000;
  • Credit Needed: 660;
  • Origination Fee: N/A;
  • Late Fee: N/A;
  • Early Payoff Penalty: N/A.

Rocket Loans

  • APR: 9.116% – 29.99%;
  • Loan Purpose: Any purpose (except illegal activities and as a student loan);
  • Loan Amounts: $2,000 to $45,000;
  • Credit Needed: At least 640;
  • Origination Fee: Up to 7%;
  • Late Fee: $15;
  • Early Payoff Penalty: Not applied.

Are you prepared to apply for your loan with Rocket Loans? With our comprehensive application guide below, you can start the process now!

Then keep reading and find out!

Rocket Loans Logo

Learn to apply easily for Rocket Loans

Learn how to apply for Rocket Loans and take control of your finances today! Borrow up to $45K and receive it in one business day!

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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