Life Loans review: how does it work and is it good?

Are you ready to discover what Life Loans is all about? Discover your lending options and details on getting a loan through this online platform. Read on!


Life Loans: Borrow up to $40,000

Life Loans Logo
Read our Life Loans full review and learn about this platform. Source: The Mad Capitalist

Have you ever found yourself needing money for an unexpected expense or a large purchase but not knowing where to turn for help? It can end today with our Life Loans review.

Life Loans Logo

Learn to apply easily for Life Loans

Find out what's mandatory to apply for Life Loans and how you can get up to $40,000 to spend on your personal projects. Read on!

It is one of many online lenders’ platforms that might help you get fast and flexible access to cash. Stay with us to see if it’s the best option. Let’s get started!

  • APR: It depends on the lender, credit score, employment status, and applicable law;
  • Loan Purpose: Personal Loans for every purpose;
  • Loan Amounts: From $100 to $40,000;
  • Credit Needed: 580 or more;
  • Origination Fee: Depends on the lender;
  • Late Fee:  Depends on the lender;
  • Early Payoff Penalty: Depends on the lender. 

What is Life Loans?

Life Loans is a secure online marketplace where borrowers and lenders come together in a transparent transaction. By cutting out the middleman, borrowers can get the money they need without inflated fees or rates.

Instead, lenders set their terms so that everyone benefits from a mutually agreed upon agreement. Plus, borrowers can use their loans for any purpose – from paying off debt to starting a business.

Lender partners on Life Loans offer loans from $100 to $40,000. They have short and long-term installment loans.

Also, the application is easy and online. Their website has clear requirements regarding age, employment, income, etc.

Life Loans lenders may not be an option for some residents due to certain state regulations.

Unfortunately, active military personnel and those living in Connecticut, New Hampshire, Washington, or Vermont cannot take advantage of the products offered by Life Loans.

Is Life Loans personal loan good?

Happy hispanic woman at home doing paperwork and calculating household budget, sitting on couch in living room and using laptop at work, holding hand up victory and triumph gesture
Compare the pros and cons of Life Loans. Source: Adobe Stock

This Life Loans review presents you with one of the many online lending platforms available. You can decide if it’s the one for you by reviewing their advantages and disadvantages below.


  • Life loan lender partners are available 24/7;
  • You’ll make one online application and connect to many lenders;
  • US citizens and legal residents can apply;
  • There are clear income requirements.


  • Life Loans partners don’t lend to active military members;
  • It’s not available in every state. 

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Does Life Loans check credit scores?

Yes, they do. If you want to apply for Life Loans, make sure your credit score is up to par before you submit your application.

Generally, it should be at least 580 for lenders to consider offering favorable terms and conditions on loans.

Want to get Life Loans personal loan? We will help you!

Are you ready to take the plunge and secure a Life Loans Personal Loan? Applying is simple – check out our post for all the details!

Plus, learn what qualifications are needed so your loan application process can be stress-free. Read on!

Life Loans Logo

Learn to apply easily for Life Loans

Find out what's mandatory to apply for Life Loans and how you can get up to $40,000 to spend on your personal projects. Read on!

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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