Credit Cards

Self Visa® Credit Card application: how does it work?

Ready to take control of your credit future? Start building credit and enjoy a user-friendly mobile app! Keep reading to learn how!


by Suzana Brito

02/01/2023 | Updated on 02/17/2023

Self Visa® Credit Card: You’re already approved for this card!

Self logo
Self Visa® Credit Card application! Source: The Mad Capitalist

Take your credit score from zero to hero! The Self Visa® Credit Card can help you with that. This credit builder card accepts applicants with all credit scores!


Credit Card

Self Visa®

Online Simple and Fast

Easily build credit! Enjoy Visa wide acceptance worldwide!

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This blog post explains how to apply for a Self Visa Credit Card, including eligibility requirements and costs. So keep reading!

Apply online

First, open a credit-builder account, and meet their eligibility requirements:

  • Make 3 on-time payments;
  • Have at least $100 in your Credit Builder Account;
  • Have your account in good standing.

After reaching the minimum $100 payment, you can choose a part of your savings to set your credit limit.

Thirdly, if you are eligible for a Self Visa® Credit Card, it’s time to add your address and order yours.

When you receive your card, activate it in the app to start using it. Finally, you can start improving your credit right away!

Apply using the app

You apply for a Self Credit Builder Account using the Self-Build Credit & Savings app. It is available for both iOS and Android systems.

Also, it’s possible to make payments, check your score, and easily manage your account.

Self Visa® Card vs. Discover it® Secured Card

Check other credit card options to help you build credit! Source: Freepik

These credit cards can help build or rebuild credit, but they are different in some aspects.

The biggest trump of the Self Visa® Card is its secured deposit policy. You can break your payment into 3 or more small monthly payments, so it’s cheap.

On the other hand, the Discover it® Secured Card best feature is probably its cash-back rewards.

You can earn 2% cash back at gas stations and restaurants and 1% on everything else.

Which is the secured card for you? Find out by checking their features below.

Self Visa® Card

  • Credit Score: Bad/ poor credit;
  • Annual Fee: $25;
  • Regular APR: From 15.92 to 15.88% variable;
  • Welcome bonus: No welcome bonus;
  • Rewards: No rewards.

Multiple personalized loan offers up to $100K

Applying won't hurt your credit score

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Discover it® Secured Card

  • Credit Score: No credit score is required;
  • Annual Fee: No annual fee;
  • Regular APR: A variable 27.24% APR;
  • Welcome bonus: Match the pointed earn in the first year with the Cashback Match;
  • Rewards: 2% cash back at gas stations and restaurants (up to $1K) in combined purchases each quarter. Plus, 1% cash back on all other purchases.

Do you want to start building your credit with the Discover it® Secured Card? We can help you! Follow our guide below!

Cartões Discover

How do you get the Discover it® Secured card?

The Discover it® Secured credit card will amaze you with its benefits, cash back in every purchase, and no annual fee. If that's what you look for, learn how to apply!

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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