Credit Cards
Chase Sapphire Reserve® review: Free airport lounge access worldwide
Are you thinking of jet-setting with a new travel card? Check out our Chase Sapphire Reserve® review and see if it's just what you need for your next adventure. Read on!
Advertisement
Chase Sapphire Reserve®: Is it the perfect travel card for you?
If you’re on the hunt for a top-line travel credit card with rewards, you’d better read this Chase Sapphire Reserve® review. This card is smart for avid travelers thanks to its generous reward structure.
Chase Sapphire Reserve® application
Chase Sapphire Reserve® offers multiple rewards. Get all the details you need to apply and learn to take your vacays up a notch.
It also comes with an annual fee that can be off-putting if you’re not getting enough value in return. So, is it worth it? Let’s take a closer look at the rewards and fees associated with this card to help you decide.
- Credit Score: Good/Excellent;
- Annual Fee: $550;
- Regular APR: 21.24% – 28.74% variable APR for purchases and balance transfers; 29.49% variable APR for cash advances;
- Welcome Bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $900 toward travel when you redeem through Chase Travel℠.
- Rewards: Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases;
- Terms apply.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Advertisement
Chase Sapphire Reserve®: how does it work?
Are you always on the go, hopping from one adventure to the next? If so, there are great chances the Chase Sapphire Reserve® card could be your ideal travel companion. Let’s see if it’ll fit in with your lively lifestyle.
The Rewards
- 5x total points on flights, 10x total points on car rentals and hotels when you purchase travel through Chase Travel℠,
- 3x points for travel and dining;
- 1 point on all other purchases.
As a new cardholder, you also get an impressive signup bonus—60,000 bonus points after spending $4,000 in the first three months—that will give your rewards program a healthy boost right away.
And 50% more value when redeeming points for travel through Chase Travel℠.
Plus, don’t forget about this card’s great benefits, including no foreign transaction fees, VIP airport lounge access to more than 1.300+ locations worldwide, and many other benefits.
Advertisement
The Fees
Of course, the biggest downside to owning any premium rewards credit card is the hefty annual fee: $550/year.
However, if you use your points strategically and take advantage of all the perks available through this program, the annual fee could easily be offset by the money saved.
Other fees:
- Cash advance: Either $10 or 5% of the amount of each transaction, whichever is greater.
- Balance Transfers: Either $5 or 5% of the amount of each transfer, whichever is greater.
- Late and Return payment: Up to $40.
Chase Sapphire Reserve®: should you get one?
Wondering what the benefits and drawbacks of the Chase Sapphire Reserve® credit card are? Then let’s take a closer look at it to help you with your decision.
Advertisement
Pros
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $120 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance and more.
- Member FDIC
Cons
- Annual fee;
- It requires excellent credit.
Credit score required
To be eligible for a Chase Sapphire Reserve® card, you’ll need an excellent credit-a score of no less than 720.
Chase Sapphire Reserve® application: how to do it?
Ready to get your hands on the Chase Sapphire Reserve®? Read our guide below for all the info you need about applying for this fantastic travel card.
Chase Sapphire Reserve® application
Chase Sapphire Reserve® offers multiple rewards. Get all the details you need to apply and learn to take your vacays up a notch.
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Trending Topics
What Is a FICO Score? Understand the Basics
Demystifying your credit: What is the FICO Score? Learn how to improve it and take charge of your finances with our guide!
Keep Reading
First Progress Platinum Elite Mastercard® Secured Credit Card application
See how to apply for the First Progress Platinum Elite Mastercard® Secured Credit Card, one of the best options to help you build credit.
Keep Reading
U.S. Bank Smartly™ Checking application: how does it work?
Looking to apply for U.S. Bank Smartly™ Checking? Let us guide you through the process and make banking easier than ever before.
Keep ReadingYou may also like
Freedom Gold credit card review: is it legit and worth it?
This card is perfect for online shoppers. Get your Freedom Gold credit card to buy at the Horizon Outlet website with benefits.
Keep Reading
Capital One Quicksilver Student Cash Rewards Credit Card application
Are you looking for a student card? Check out how to apply for the Capital One Quicksilver Student Cash Rewards Credit Card. Read on!
Keep Reading
Macy’s Credit Card Review: enjoy amazing benefits
Shop smart at Macy's! Dive into our comprehensive Macy's Credit Card review to discover exclusive discounts and perks. Read on!
Keep Reading