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Regional Finance Personal Loans review: how does it work and is it good?

Our Regional Finance Personal Loans review brings you an overview of this secured loan that is available online, and provides quick cash. Read on to understand how you can get this loan, and what you should expect from it!

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Regional Finance Personal Loans: Good loan terms!

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Discover how the Regional Finance Personal Loan works. Keep reading! Source: Regional Finance Facebook

If you need a secured loan, look at this Regional Finance Personal Loans review. You can borrow up to $25,000 for emergency expenses, even with less-than-perfect credit.

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How to apply for Regional Finance Personal Loans

Do you want to apply for the Regional Finance Personal Loans? You can get the best loan options here! So, read on to learn how to apply!

This post covers everything from pros and cons to how this loan works and how much you’ll pay in rates and fees. Keep reading to learn more!

  • APR: It varies a lot depending on the state you live in;
  • Loan Purpose: Pet care expenses, new furniture and appliances, vacation, funeral, holidays, bills and credit card debt, emergency expenses, medical bills, home repairs, child and wedding;
  • Loan Amounts: Up to $25,000 (the maximum amount can vary according to the state);
  • Credit Needed: From 600 to 720;
  • Origination Fee: There are origination fees, and they vary;
  • Late Fee: If you don’t repay your loan, there will be late fees;
  • Early Payoff Penalty: Yes.

What is the Regional Finance Personal Loan?

The Regional Finance Personal Loan is provided by Regional Management Corporation, and it’s available in 15 states of the U.S.

Regional Finance offers a personal loan that is a great option for those looking for a way to consolidate debt, make a large purchase, or cover unexpected expenses.

The loan is secured, meaning you will need to put up collateral to qualify. Additionally, the Regional Finance Personal Loan offers fast access to funds and a prequalified rate.

To qualify, you must have a minimum income of $25,000. The loan term is between 24 and 60 months.

This personal loan comes with several fees, including origination and prepayment fees.

Is the Regional Finance Personal Loan good?

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Learn the pros and cons of this personal loan. Keep reading! Source: Adobe Stock

Everyone knows that you should read the pros and cons of a product before applying for it. And it’s no different with this loan option.

So, check out our list below of the pros and cons of this lender!

Pros

  • Accepts lower credit scores;
  • Funds are available as soon as the next business day;
  • Application online or in person;
  • Personal loans for different purposes.

Cons

  • Charges many fees: origination fees, late payments fees, prepayment fees, and more;
  • High APR.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Does the Regional Finance Personal Loan check credit scores?

Yes, it does. The recommended credit score to apply for a Regional Finance Personal Loan is between 600-720.

Want to get a Regional Finance Personal Loan? We will help you!

You’ve just learned how to find a loan in the Regional Finance Personal Loans Review. If you are thinking about getting one, keep reading to learn how to apply in the post below.

Regional Finance logo 1

How to apply for Regional Finance Personal Loans

Do you want to apply for the Regional Finance Personal Loans? You can get the best loan options here! So, read on to learn how to apply!

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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