Credit Cards

Appy for the Neo Credit Card: No annual fee!

Discover the simple steps on how to apply for the Neo Credit Card. Our guide provides a clear, efficient pathway to enjoying its high cashback rewards and digital-first convenience.


High cashback rewards and complete Mastercard coverage

neo financial credit card
The card’s design is beautiful and the benefits are even better. Source: The Mad Capitalist.

To apply for the Neo Credit Card, follow a streamlined, digital-first process. It’s quick, easy, and opens the door to exciting rewards.

So, interested in the specifics? Our article details how to apply for the Neo Credit Card, guiding you every step of the way. Learn more by reading on!


Credit Card

Neo Credit Card

Mastercard cash back

No fees and lots of cash back to use the best banking services.

You will be redirected to another website

Apply online

Firstly, visit Neo Financial’s website and navigate to the credit card section. Secondly, explore the Neo Credit Card’s features and benefits to make an informed decision.

Then, click ‘Get Started’ and fill in personal details like name and address. Accurate information ensures a smooth application process for the Neo Credit Card.

Enter employment and financial details for credit assessment. Neo Financial prioritizes the security and privacy of your personal and financial information.

Verify your identity by uploading necessary documents. This step is crucial for security and aligns with financial regulations to protect your interests.

Review and submit your application. Quick processing leads to a swift response. Once approved, you can start enjoying the numerous benefits of the Neo Credit Card.

Apply using the app

woman using cellphone on the sidewalk
No more paperwork: apply online and through the mobile app. Source: Adobe Stock.

Once you download and launch the app, proceed with your login to conclude the application.

Neo will ask for personal and financial information, as most credit cards do. Also, you’ll have to provide a photo of your ID and a selfie to prove your identity.

First, you’ll pre-qualify for some financial products, and then you can choose which one you’d like to apply for. You can apply for the Neo Credit Card if you have a fair/good score.

As soon as you got approved, you can already start using your virtual card. However, you have to wait between 7 to 10 days for your physical card to arrive at your home address. 

Neo Credit Card vs. Capital One Guaranteed Mastercard® Credit Card

The Neo Credit Card stands out with its high cashback rates and digital convenience. It’s ideal for those who prefer a modern credit experience.

As an alternative, consider the Capital One Guaranteed Mastercard® Credit Card, known for its accessibility and credit-building features.

Neo Credit Card

  • Credit Score: You need a fair to good credit score to become eligible for this card.
  • Annual Fee: There are no annual or monthly fees attached to the Neo Credit Card.
  • Regular APR: A variable between 19.99% and 29.99%.
  • Welcome bonus: Get up to a 15% cash back on your first purchase with Neo’s partners. 
  • Rewards: Get up to 5% cash back on selected purchases at Neo’s partners.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Capital One Guaranteed Mastercard® Credit Card

  • Credit Score: Poor – Average
  • Annual Fee: $59
  • Regular APR: 21.9%
  • Welcome bonus: N/A
  • Rewards: N/A

Interested in the Capital One Guaranteed Mastercard® Credit Card? Discover more about its benefits and how to apply by following the link below. Start your credit journey today!

Capital One logo blue

How do you get the Capital One Guaranteed Card?

Apply for a Capital One Guaranteed Mastercard® Card is simple and you don't need a credit score to do it. Just follow the steps on this content. It's easy!

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