It is not out of nowhere that Canadians have elected the Neo Financial card as the best cash back card of 2021 at Canadas’s Choice Awards.

Neo Financial is a unicorn Canadian tech company, a position held by just a few companies in the country. Both investors and customers believe that Neo has excellent services and a high potential of becoming one of the major providers of financial services. They have a savings account, investment platform, mortgages, and the Neo card.

If you think this high-quality service would be expensive, think again. Like most online banks, Neo offers a no-fee credit card, with an option to upgrade for its premium services. By paying a monthly fee you will get more rewards. Check your average monthly expenses to see if its worth it for you.

It’s time to say goodbye to your outdated credit card. Keep reading to learn how you can apply for your Neo Financial card and change your financial management.

You can start your application through the website. Access the Neo website and read more about the Neo Financial card to get one for yourself. Hit the “Get The Card” button and create your login. Download the app to proceed with your account opening.

Once you download and launch the app, proceed with your login to conclude the application.

Neo will ask for personal and financial information, as most credit cards do. Also, you’ll have to provide a photo of your ID and a selfie to prove your identity.

First, you’ll pre-qualify for some financial products, and then you can choose which one you’d like to apply for. You can get the Neo Financial card if you have a good score. Or you can qualify for the secured card. 

As soon as you got approved, you can already start using your virtual card, while you wait for something between 7 to 10 days for your physical card to arrive at your home address. 

To have a clear view of the Neo Financial card, let’s compare it with another credit card. The Fit Mastercard will also be accepted virtually everywhere and you can get it with a bad or no credit score. But while Neo Financial offers you cash back in every purchase, Neo Financial doesn’t have any rewards program of any kind. 

If after this comparison you prefer to apply for the Fit Mastercard, you can read the following article. Apply for your card of choice with the help of our full review.