Application for the Discover it® Secured card: how does it work?
This card is outstanding. Discover it® Secured card offers more than just benefits. It will help you rebuild your financial life with a healthy credit score. We'll tell you how to apply for it right away.
Discover it® Secured Card: get cashback with no annual fee with this generous secured credit card
If you think secured credit cards are bad, you should know the Discover it® Secured card. It is by far one of the best in its categories.
With this card, you’ll have the opportunity to build or rebuild your credit score. And if you make responsible use of it, you can get an upgrade and your deposit back within seven months.
And more: You’ll have cashback in every purchase and even a welcome offer to double your cashback in the first year. These benefits are out of this world.
If you’re considering applying for this card, The Mad Capitalist will tell you how. Just stay with us and read this content we made for you.
Applying for this card is as easy as being approved for it.
Access the Discover website and search for the Discover it® Secured card page. You’ll find more information about the benefits, fees, and interest rates there. It is essential to read carefully every information before applying for a new card.
You’ll have the option to check if you’re pre-approved or apply right away. Discover recommends the Pre-approval, as it requires only a soft inquiry on your credit score, which causes no harm. After you send your request for pre-approval, you’ll receive a personalized offer.
With your offer in hand, you’ll have seven days to fill the complete form with more detail about personal and financial information. Send it, and wait for your card.
You will be redirected to another website
Apply using the app
Discover has a fantastic app for its cardholder. However, you can’t apply using the app, only through the website.
Discover it® Secured credit card vs. The Platinum Card® from American Express
If you already have a good credit score, you can consider an unsecured credit card. The Platinum Card® from American Express is a premium credit card with benefits for travel lovers.
Take a look at them side-by-side:
|Discover it® Secured card||The Platinum Card® from American Express|
|Credit Score||No credit score is required.||Recommended 720 or higher|
|Regular APR||22,99%. Variable.||See Pay Over Time APR.|
Rates & Fees.
|Welcome bonus||Unlimited Cashback Match. It doubles all the cashback you’ve earned in the first year.||Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.|
|Rewards||2% cashback at gas stations and restaurants. Terms apply.|
1% cashback on other purchases.
Double your cashback at the end of your first year.
|5x points on flights you book directly through airlines or American Express Travel (up to $500,000 on these purchases per calendar year);|
5x points on prepaid hotels (valid for those you book through AmexTravel.com);
1x point on any other eligible purchase.
If you are interested in the American Express Platinum credit card, consider applying. Read the following content to learn how to get your Amex Platinum.
About the author / Julia Bermudez
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