Credit Cards
Apply For the OpenSky® Plus Secured Visa®
Achieving financial stability and freedom requires building credit, but it can be tough with limited or poor credit history. Discover how to apply for the OpenSky® Plus Secured Visa® Credit Card today!
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Follow along with our step-by-step guide to apply for this zero annual fee credit builder card
Have you decided to apply for the OpenSky® Plus Secured Visa® Credit Card but have questions about the process? Fear not! Your prayers have just been heard!
We have broken the application down into simple and easy steps so that you can apply using your smartphone or computer in a matter of minutes. Keep reading to learn!
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Apply online
Here is a helpful and complete guide on how to apply for the OpenSky® Plus Secured Visa® Credit Card on the website, broken down into simple steps.
Begin by visiting the OpenSky website, then go to the application form page.
Then the next step is to fill out the application form, providing some of your personal and financial information, such as:
- Your full name;
- Address;
- Date of birth;
- Social security number;
- Employment information;
- Income.
Choose the secured deposit amount you want to make for the card. The minimum deposit amount is $300, and the maximum is $3000.
Lastly, review the terms and conditions, including the fees, interest rates, and other important information. Submit your application and wait for a response.
Apply using the app
If you prefer to make your application right from your smartphone device, you can download the OpenSky on your phone app store and follow the steps there.
So the app is free and works on Androids and iOS devices.
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OpenSky® Plus Secured Visa® Credit Card vs. Merrick Bank Classic Secured Card
Both cards are good options for those looking to build credit, but they have different features and fees.
On the one hand, the OpenSky® Plus Secured Visa® Credit Card is a simple card with annual fees, it brings some amazing welcome bonuses!
On the other hand, the Merrick Bank Classic Secured Card is also an excellent offer for those who want to build their credit!
See our comparison and set up what one suits your financial needs and goals before dropping the hammer.
OpenSky® Plus Secured Visa® Credit Card
- Credit Score: No credit, Poor, Fair;
- Annual Fee: $0;
- Late Fee: Up to $41;
- Purchase APR: 28.99% (variable);
- Cash Advance APR: 28.99% (variable);
- Welcome Bonus: N/A.
- Rewards: Earn up to 10% cash back* on everyday purchases (terms apply).
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Merrick Bank Classic Secured Credit Card
- Credit Score: Bad credit;
- Annual Fee: $36 for the first year, then $3 per month;
- Purchase APR: 22.45% APR Variable;
- Cash Advance APR: 27.45% APR Variable;
- Welcome Bonus: N/A;
- Rewards: None.
Do you want to build your credit with the Merrick Bank Classic Secured Card?
We have explained the whole application process in our post below. So read on!
Apply for Merrick Bank Classic Secured Card
Apply for the Merrick Bank Classic Secured Credit Card and rebuild your credit. Follow the step-by-step here!
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