If your credit score is less than perfect, you may be looking for ways to repair the damage. With the First Digital Mastercard®, you can do just that, and you’ll learn all about it in this review. 

A new credit card can help restore your credit history, as long as you use it responsibly. So, this card can be an important stepping stone if you’re looking for a product that offers opportunities to build a healthier financial future. 

Keep reading to learn more information about what this card has to offer and how it can help you get back on track.

The First Digital Mastercard® is an unsecured card, which means you can get a line of credit without paying a security deposit.

Since it doesn’t have financial backing for high-risk customers, the initial credit limit for new cardholders is $300. If you’re looking to manage your expenses, such a low offer can be considered an advantage instead of a setback. 

Synovus Bank issues this card, which has nationwide Mastercard coverage. To apply for the First Digital Mastercard®, you need to have a checking account. Also, if your request is approved, a $95 Program Fee is required.

The card also charges a monthly service fee of $8.25 and has one of the highest APR in its category, at 35.99%.

However, the First Digital Mastercard® was designed to help you on the path to search for a better financial future. Therefore, this card reports your economic activity to the 3 major credit bureaus: TransUnion, Equifax, and Experian.

With sensible card use, you can see an improvement in your credit line in just a few months. Plus, with timely payments and solid credit management, you can get an increased credit limit within 12 months of account opening. 

Repairing damaged credit takes time, but a new credit card might be an essential tool in that process. Nevertheless, you should always consider both sides of the coin before requesting a line of credit.

Check out some of the credit card’s benefits and drawbacks below:

This is a card for people with low or fair credit scores. That said, if you’re interested in requesting it, a credit rate as low as 300 should not be an issue.

Make sure you read the fine print before sending an application. Irresponsible use of this product can impact your financial history even further. 

Now that you’ve seen all that the First Digital Mastercard® can do for your future, how about applying for one? We’ll take you through the application process in the link below so you can start repairing your credit score today!