Ready to rebuild your credit and open up new financial opportunities? Apply for the Merrick Bank Classic Secured Card and take the first step.

Follow these simple steps to complete your application and improve your credit today. Read on!

If you’re looking to improve your credit score, one option is to apply for a secured credit card.

Merrick Bank’s Classic Secured Credit Card is an excellent option for individuals trying to build or rebuild their credit.

To apply, follow the step-by-step process outlined below:

Begin by providing your personal information, including your name, address, and social security number.

The next step is to provide your financial information, such as your employment status, income, and monthly expenses.

It will then determine your creditworthiness and set your credit limit.

You will then need to read and agree to the E-Sign Disclosure, which outlines the terms and conditions of the card, as well as your rights and responsibilities as a cardholder.

After reviewing the summary of terms, which includes important information such as fees and interest rates, you can choose to proceed with your application or cancel it.

If you decide to proceed, then you will be prompted to pay a secured deposit, which is used to secure your credit line (from $200 to $3,000).

Finally, take some time to review your application for accuracy and completeness before submitting it.

Still, you will receive a response within a few business days, and if approved, you will receive your new Merrick Bank Classic Secured Credit Card in the mail.

The Merrick Bank goMobile app is only available for individuals with a Merrick Bank Classic Secured Card or other Merrick Bank cards. It cannot be used for new applications.

The Merrick Bank Classic Secured Credit Card and the First Citizens Bank Secured Cash Back Card are choices for improving credit, but there are some variations between them.

The Merrick card has a $36 annual fee and requires a full security deposit of $200 to $3,000 at account opening.

On the other hand, the First Citizens Bank Secured Cash Back Card has a higher range for a secured deposit: from $500 to $5,000. Also, it offers 1% cash back on purchases.

Both cards report to major credit bureaus and have similar purchase APRs but charge a higher APR for cash advances.

Neither card offers rewards, but using them responsibly can improve credit scores. The choice between the two depends on personal preference and financial goals.

Start building your credit by applying for a First Citizens Bank Secured Cash Back Card. It is simple and quick! Find out more in our post below.