Benefits

Children’s Health Insurance Program (CHIP): see how to apply

Learn how to apply for the Children's Health Insurance Program, what documents you need, and what steps are involved in the application process. Keep reading!

Advertisement

Understand the requirements and what you should consider before applying for CHIP

Kid being examined
Know who can apply for the Children’s Health Insurance Program. Source: The Mad Capitalist

As a parent, there’s nothing more important than providing your children with the best care. So, this article tells you how to apply for the Children’s Health Insurance Program (CHIP) and get the assistance they need.

card

Benefits

CHIP

Welfare Financial Aid

Cover multiple medical services with Children’s Health Isurance Program!

You will be redirected to another website

CHIP is a federal-state health insurance program that aims to provide coverage to uninsured children whose families don’t qualify for Medicaid but still need financial assistance. Let’s learn how you can apply!

Advertisement

Eligibility

To be eligible for CHIP, a child must meet certain criteria based on the following:

  • Age;
  • Residency;
  • Citizenship/immigration status;
  • Household income and resources.

Each state has its eligibility requirements, which may vary slightly from other states. Generally, they fall within similar guidelines set by the federal government.

Population eligibility

Generally speaking, children must be 0-19 years in households. The income requirement for the Children’s Health Insurance Program will depend on the family’s size and the state in which they reside.

Additionally, some states offer expanded coverage beyond that range depending on specific circumstances like disability or pregnancy.

Advertisement

Income Eligibility

The Child Care Act offers a range of vital programs, like CHIP and Medicaid, to help those in need.

They are part of the Modified Adjusted Gross Income (MAGI) guidelines, which determine financial eligibility for every program it covers.

It’s calculated by taking your Adjusted Gross Income (AGI) and adding specific items normally excluded from AGI, such as:

  • Foreign income;
  • Tax-exempt interest;
  • IRA contributions. 

So, CHIP income limits vary depending on the state. However, most of them will cover a family of four members with an annual income of $106,000 before reducing taxes, for example.

Documents

Getting your Children’s Health Insurance Program application accepted requires some paperwork. To ensure you’re eligible, have the following documentation:

  • Income documents; 
  • Social security cards for everyone in the household;
  • Proof of residency.

Advertisement

How to apply for the Children’s Health Insurance Program in your state?

drops and stuffed toy
Learn how to apply for your state’s Children’s Health Insurance Program. Source: Pexels

Once you have determined that your family is eligible for CHIP coverage, it’s time to apply.

You’ll start by making your application through the Health Insurance Marketplace®.  Make sure you submit all documents required.

Once all paperwork has been submitted and processed successfully, they will contact your state agency.

The process will vary from state to state, so be sure to check out the specific instructions provided by your state’s department of health services website.

You can also contact them directly by phone or email if needed in case you have questions during this stage.

Find other programs to help you and your family: Affordable Connectivity Program

The Affordable Connectivity Program is launched by the Federal Communications Commission (FCC). It provides subsidies to low-income Americans so they can access broadband internet services.

The Affordable Connectivity Program aims to help bridge the digital divide and ensure that all Americans can access high-speed internet services.

To be eligible for the program, you must meet certain income requirements. Want to learn more? You can find more information about eligibility and how to apply in our post below. Check it out!

Affordable Connectivity

How to apply for Affordable Connectivity Program

Find out if you are eligible for the Affordable Connectivity Program, and get help with internet costs monthly. Read on!

Trending Topics

content

Capital One Savor Rewards Credit Card review: is it worth it?

Looking for a generous cash back card that offers rewards for entertainment? Check out this Capital One Savor Rewards Credit Card review!

Keep Reading
content

Learn to apply easily for the Happy Money Personal Loan

Do you want to apply for the Happy Money Personal Loan? This post will teach you how. Read on to learn more!

Keep Reading
content

No credit score needed: Apply for‎ Tomo Credit Card

Apply for the Tomo Credit Card today and take advantage of its 0% APR and various discounts and benefits on popular services.

Keep Reading

You may also like

content

Child and Adult Care Food Program (CACFP): Nutritious food care!

Grant nutrition meals for infants, children, and adults. The Child and Adult Care Food Program will provide the help you need!

Keep Reading
content

Earn more: Marriott Bonvoy Business® American Express® Card review

Discover the ultimate business hotel card with our Marriott Bonvoy Business® American Express® Card review - earn valuable points!

Keep Reading
content

Simplify experience: PayPal Prepaid Mastercard® Review

Get the full scoop on the PayPal Prepaid Mastercard® in our review. Ensure a hassle-free process and grant the card you need! Read on!

Keep Reading