Credit Cards

Get the Ulta Credit Card: A Simple Way to Apply Today!

You can now get your cherished beauty products from Ulta while earning points that can be converted into discounts. Read on and learn more!

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Discounts Fit for Royalty: Earn More and Save More on Beauty

Ulta Credit Card
Get the Ulta Credit Card: A Simple Way to Apply Today! Source: Ulta

Ulta Beauty passionates can easily apply for the Ulta Credit Card online, and we can help with that!

card

Credit Card

Ulta

Rewards Hassle-free

Earn up to 2 poins per dollar spent – 20% off on your first purchase!

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Coming up: requirements, an explained application process, and much more. Stay tuned for all the details!

Apply online

Interested in obtaining the Ultimate Rewards Credit Card?

You have two convenient options for applying – online or through the mobile app provided by Comenity Bank, the card issuer.

To ensure eligibility, make sure you meet the following criteria:

  • Legal age;
  • Possession of a government-issued photo ID;
  • Tax identification number;
  • Valid mailing address (PO Boxes not accepted).

Step-by-Step to Apply

Start by creating an account on ulta.com. If you already have an existing account, sign in. During this step, you’ll need to provide your email address.

Next, let’s move on to your contact information. Include your first and last name, home address, city, ZIP code, mobile, and phone numbers.

For verification purposes, you must also provide your date of birth, annual income, and social security number.

If you’re considering adding someone to your credit card account, you can find additional information about this process by following the provided link.

Lastly, the application will require electronic consent to allow Comenity Bank access to your personal information.

Apply using the app

Ulta Credit Card
Discounts Fit for Royalty: Earn More and Save More on Beauty. Source: AdobeStock

You can download the Ulta Beauty app on your phone and follow their instructions to apply for an Ulta Credit Card.

Indeed, the app runs on Android and iPhones and is free to download. 

Ulta Credit Card vs. Torrid Credit Card

Ulta and Torrid offer credit cards with rewards for purchases made at their respective stores and websites issued by the same bank, Comenity Bank.

Cardholders can earn points that can be redeemed for discounts on future purchases or cash back, as well as access to exclusive sales and events.

Choose the card that aligns with your interests and spending habits. Compare them below!

Multiple personalized credit card offers

Applying won't hurt your credit score

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Ulta Credit Card

  • Credit Score: 640 or higher;
  • Annual Fee: $0;
  • Purchase APR:  30.99% (variable);
  • Cash Advance APR: N/A;
  • Welcome Bonus: Get a 20% discount on your first purchase at Ulta Beauty; 
  • Rewards: Earn 2 points on the dollar spent at Ulta Beauty, website, and salon.

Torrid Credit Card 

  • Credit Score:  630 or higher;
  • Annual Fee: $0;
  • Purchase APR: 25.99% Variable;
  • Cash Advance APR: N/A;
  • Welcome Bonus: 40% off your first purchase after opening and using the Torrid Credit Card online, plus $15 off $50 purchase once your Torrid card arrives;
  • Rewards: 5% off on all purchases using the card.

Get the scoop on how to apply for the Torrid Credit Card below to start earning discounts on your fashion purchases as soon as possible.

Torrid Credit Card

Up to 40% off Now: How to Apply for Torrid Card

Are you a Torrid lover? Learn to apply for the Torrid Credit Card now and score a 5% discount on all your purchases. Keep reading!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

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