Credit Cards

Macy’s Credit Card: Quick and Easy Way to Apply

Looking to save money as a smart shopper? Our guide offers quick and easy assistance to apply for a Macy's Credit Card. So read on and learn more!


All information about Macy’s Credit Card has been collected independently by The Mad Capitalist.

Your step-by-step guide to getting your Macy’s credit card

Macy's Credit Card
Your step-by-step guide to getting your Macy’s credit card. Source: The Mad Capitalist.

Are you looking to apply for the Macy’s credit card? It’s a fantastic way to enjoy extra perks while shopping at Macy’s.


Credit Card

Macy's Credit Card

Simple Quick

Earn up to 3% cash back on purchases – enjoy exclusive discounts!

You will be redirected to another website

Applying online is quick and easy; this guide will walk you through the process. Let’s get started!

Apply online

To start your journey towards owning a Macy’s American Express® Card, follow these simple steps:

Step 1: Visit the Amex Website

Head to the American Express (Amex) website to begin your Macy’s credit card application.

You can do this by opening your web browser and typing in the Amex website address.

Step 2: Find the Macy’s Credit Card Page

Once you’re on the Amex website, navigate to the Macy’s credit card page.

You can usually find it in the “Credit Cards” or “Store Credit Cards” section.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Step 3: Hit “Apply Now”

Look for the “Apply Now” button on the Macy’s credit card page. By hitting this button, you will kickstart your application process.

Step 4: Fill Out the Application Form

You’ll be directed to a secure application form. Here, provide the necessary information as requested.

Make sure to double-check your details for accuracy. Once you’ve completed the form, simply submit it.

Step 5: Wait for a Response

After submitting your application, you’ll then receive a response from Macy’s credit card services.

This response will notify you about the status of your application, whether it’s approved or requires further processing.

Be patient as the team reviews your submission.

Apply using the app

Macy's Credit Card
Your step-by-step guide to getting your Macy’s credit card. Source: American Express

While the primary way to apply for the Macy’s credit card is through the website, you can also use your smartphone to access the website and follow the same steps.

Indeed, it’s convenient and just as straightforward.

Macy’s Credit Card vs. Torrid Credit Card

When deciding between the Macy’s Credit Card and the Torrid Credit Card, it’s important to consider your shopping habits and credit card preferences.

Macy’s provides discounts, rewards, and free shipping, as well as birthday surprises.

Conversely, Torrid is geared towards plus-size fashion lovers and offers rewards, early access to sales, and exclusive event invitations.

Check out their main features below.

Macy’s Credit Card

  • Credit Score: Good-Excellent;
  • Annual Fee: $0;
  • Purchase APR: 31.99% (Variable);
  • Cash Advance APR: 31.99% (Variable);
  • Welcome Bonus: 20% off on your $100 on purchases in the first two days of account;
  • Rewards: 3 % back in rewards at restaurants (delivery included), 2% at gas stations and supermarkets, and 1% in everything else. 

Torrid Credit Card

  • Credit Score: 630 or higher;
  • Annual Fee: $0;
  • Purchase PR: 25,99% Variable;
  • Cash Advance APR: N/A;
  • Welcome Bonus: off your first purchase after opening and using the Torrid Credit Card online, plus $15 off $50 purchase once your Torrid card arrives;
  • Rewards: 5% off on all purchases using the card.

Apply for the Torrid Credit Card now. Find out the instructions to make your application below.

Torrid Credit Card

Up to 40% off Now: How to Apply for Torrid Card

Are you a Torrid lover? Learn to apply for the Torrid Credit Card now and score a 5% discount on all your purchases. Keep reading!

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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