Credit Cards

Applied Bank® Gold Preferred® Secured Visa® Card application: how does it work?

Wondering how to apply for the Applied Bank® Gold Preferred® Secured Visa® Card? Learn everything you need to know here, including application requirements.

Advertisement

Applied Bank® Gold Preferred® Secured Visa® Card: No credit check necessary.

Applied Bank® Gold Preferred® Secured Visa® Credit Card
Learn how to apply for this card. Source: The Mad Capitalist.

The Applied Bank® Gold Preferred® Secured Visa® Card is a solid option to rebuild and establish your credit score. The bank does not perform any credit checks on new requests, so even if you have bad or no credit history at all, you can count on this product to help you on your journey to a better financial life. 

The card has a low annual fee of $48 and a fixed APR of just 9,99%. However, with secured cards it’s important not to carry a balance, no matter how low the APR is. To activate the card, the bank requires a $200 minimum deposit, with the maximum up to $1,000. The security deposit is refundable once you close your account in good standing. The amount also works as your spending limit. Applied Bank allows its customers to increase their limit over time up to $5,000 with additional deposits. 

With the Gold Preferred® Secured Visa® Card, you can rebuild your credit with responsible use and timely payments. The bank also reports all payments to the three major credit bureaus in the country. 

So, keep reading to learn the easy application process for this card. 

card

Credit Card

Applied Bank Gold Secured

secured credit builder

Low fixed APR and payment reports to credit bureaus.

You will be redirected to another website

Apply online

Applied Bank® Gold Preferred® Secured Visa® Credit Card
Learn how to apply online. Source: Adobe Stock.

Applying online for a Gold Preferred® Secured Visa® Card is easy, and it only takes 60 seconds for the bank to reply to your request. First you need to access Applied’s official website and select “credit cards” on the drop-down menu at the top of the screen. The Gold Preferred alternative is the first option offered by the bank. You can click on the image for more details or directly in the “get approved today” red button. 

Next you’ll have to fill in an online form and provide all your personal and contact info before continuing. The bank will ask a few questions about your income and financial situation, and after that you just click “submit”. Once you finish the application process, you should receive a phone call or email with more information about your new credit card. 

Apply using the app

Applied Bank provides all customers with a free mobile app for account management. With it, you can check your balance, pay your monthly bill and view your transactions. However, new credit card applications are only possible through their official website. So check the guide above to apply for the card. 

Applied Bank® Gold Preferred® Secured Visa® Card vs. OpenSky Secured Visa credit card

If the Applied Bank® Gold Preferred® Secured Visa® Card is not what you’re looking for, maybe you’ll find a better fit with the OpenSky Secured Visa credit card.

This product is also for rebuilding credit scores and the institution provides a high chance of approval by not checking for the applicants’ credit history.

See the comparison between the two cards below and follow the recommended link for more info about the application process. 

Applied Bank® Gold Preferred® Secured Visa® Card

  • Credit Score: Any credit score has a chance of approval.
  • Annual Fee: $48.
  • Regular APR: 9.99% fixed APR. 
  • Welcome Bonus: There is no welcome bonus.
  • Rewards: There are no rewards. 

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

OpenSky Secured Visa credit card

  • Credit Score: Any credit score has a high chance of approval.
  • Annual Fee: $35.
  • Regular APR: 19.64% (variable).
  • Welcome Bonus: No welcome bonus.
  • Rewards: No rewards.
OpenSky credit card

How do you get the OpenSky Secured Visa card?

Learn how to apply for an OpenSky Secured Visa credit card and start the path to a better credit future!

Trending Topics

content

Capital One Venture Rewards Credit Card review: is it worth it?

Wondering if Capital One Venture Rewards Credit Card is worth it? It has excellent benefits for travelers. Check the pros and cons here!

Keep Reading
content

HSBC Premier Checking review: Is the 75,000 minimum balance worth it?

This HSBC Premier Checking review brings a scoop on account details, benefits, drawbacks, and more. Open your account for free. Read on!

Keep Reading
content

Learn to apply easily for Auto Credit Express

Discover how to apply for a loan with Auto Credit Express online and quickly. Keep reading to find out more!

Keep Reading

You may also like

content

Capital One Guaranteed Mastercard® Credit Card Review

Explore our in-depth Capital One Guaranteed Mastercard® review to discover its features, benefits, and suitability for your financial needs.

Keep Reading
content

Extra Debit Card review: use debit to boost your credit

In this Extra Debit Card review, learn how to pay in debt and get your payments reported as credit. Increase your credit in no time!

Keep Reading
content

Transform Your Credit: Apply for Ally Platinum Mastercard® Now

Apply for the Ally Platinum Mastercard® to revive your credit score. Our step-by-step guide makes the application a breeze. Read on!

Keep Reading