Credit Cards

Discover it® Cash Back Credit Card review: Earn up to 5% cashback

Are you eady to dive into the depths of rewards? Discover it® Cash Back Credit Card is here! You can double you cash back after the 1st year! Learn how!

by Suzana Brito

Published on 01/26/2023

Discover it® Cash Back Credit Card: No annual fee!

Do you want to earn while spending? Great! Then our Discover it® Cash Back Credit Card review has brought an excellent credit card option for you! This card offers up to 5% cash back for its users.

Discover it® Cash Back Credit Card application

Learn how to apply for the Discover it® Cash Back Credit Card. Earn up to 5% cash back on purchases and double it after the 1st year!

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Plus, this card has no annual fee and an intro APR period! Keep reading and see how it rewards smart shoppers for doing what they love most: spending money.

Credit Score: 690-850 (Good – Excellent);
Annual Fee: No annual fee;
Regular APR: 0% Intro APR for 15 months on purchases and balance transfers. Then 16.24% to 27.24% after;
Welcome bonus: They match all your cash back earned in the first year;
Rewards: 5% cash back on everyday purchases at a different place each quarter, such as four grocery stores, restaurants, Amazon.com, and gas stations. 1% cash back on all other purchases, and more.

Discover it® Cash Back Credit Card: how does it work?

Discover it® Cash Back Credit Card is a card for getting cashback on all purchases. So it is an excellent option for those who love shopping and still want to make the most of their money!

Introductory Offer

You are eligible for their double-cashback offer as soon as you sign up for the Discover it® Cash Back Credit Card. That’s right—they will match all the cash back you have earned in the first year.

So it is a great way to get rewarded for using your card responsibly and start building up some extra cash.

Cash Back Rewards

Woman in café holding credit card and mobile phone — Find out the main features of the Discover it® Cash Back Credit Card. Source: Adobe Stock

Find out the main features of the Discover it® Cash Back Credit Card. Source: Adobe Stock

With this card, you’ll earn 1% cash back on all your purchases. Also, 5% cash back on everyday purchases at different places each quarter, such as four grocery stores, restaurants, Amazon.com, and gas stations.

You need to activate each quarter to maximize your rewards from different merchants.

There is no limit to how much cash back you can earn with this credit card. Thus, it is ideal for those who want to maximize their rewards without worrying about caps or limits.

Additional Benefits

In addition to its great introductory offer and unlimited cashback match, Discover it® Cash Back Credit Card also comes with 0% Intro APR for 15 months on purchases and balance transfers.

Plus, free access to your FICO score! It helps keep track of your financial health. It is a valuable tool for managing finances responsibly.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Discover it® Cash Back Credit Card: should you get one?

Discover it® Cash Back Credit Card is an excellent option for those looking for several benefits! But it also has its drawbacks. Compare the pros and cons below to help you decide.

Pros

5% cash back on rotating categories each quarter;
1% cash back on all other purchases;
No annual fee;
0% APR intro offer for 15 months;
$0 Fraud Liability Guarantee.

Cons

Low acceptance abroad;
Potentially complicated rewards.

Credit score required

Discover it® Cash Back Credit Card is a reward card. Therefore you’ll need good or excellent credit to apply. This means you must have a score of 690 or higher to qualify for it.

Discover it® Cash Back Credit Card application: how to do it?

Do you want to add this credit card to your wallet? We can help you! Check out our following post! We’ve gathered the best tips to help you complete your application easily! Keep reading and learn more!

Discover it® Cash Back Credit Card application

Learn how to apply for the Discover it® Cash Back Credit Card. Earn up to 5% cash back on purchases and double it after the 1st year!

Keep Reading

About the author

Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.