Credit Cards

Application for the OpenSky Secured Visa card: how does it work?

The OpenSky Secured Visa card can help you establish or rebuild your credit. Don't let bad credit keep you from getting the things you need. Learn how to apply today and get on the road to a better credit future.


by Aline Barbosa

04/07/2022 | Updated on 03/09/2023

OpenSky Secured Visa Card: Get approved in seconds and start building your credit rating today!

OpenSky card
See how to apply for this card. Source: The Mad Capitalist.

The OpenSky Secured Visa card is a great way to establish or rebuild your credit history. It’s a secured card, which means that you have to put down a security deposit in order to get the card.

The amount of the security deposit will be your credit limit. The minimum amount is $200 and you can deposit up to $3000.


Credit Card

OpenSky Secured Visa

secured bad credit

Secured credit card to help people with bad credit scores to rebuild their rating.

You will be redirected to another website

It has an annual fee of $35 and the ongoing APR is 21.89% (variable) for Purchases and Cash Advances. The card reports all payment information to Equifax, Experian and TransUnion, so if you manage to keep it to good use, you can repair your credit rating in over a few months.

If you need help building a better financial future, the OpenSky Secured Visa card is a great way to start! Keep reading to learn the details of the application process. 

Apply online

OpenSky app
See how to apply using the app. Source: OpenSky Facebook.

The online application process for the OpenSky Secured Visa card could not be simpler. Just go to the OpenSky website and click on “Apply Now.” You will need to provide some personal information, like your name, address, and Social Security number.

You will also need to provide information about your employment and your income. OpenSky will review your credit history and determine whether you are eligible for the card. If you are approved, you will need to provide a security deposit in order to get the product.

Once you have been approved, OpenSky will send you your new secured Visa card in the mail. You can start using it as soon as you receive it! Keep in mind that this is a secured card, so you should only use it for emergencies or occasional purchases.

If you use the OpenSky Secured Visa card responsibly, you can start rebuilding your credit history and improve your credit score.


Apply using the app

OpenSky provides a mobile app for customers to manage their accounts. You can activate your card on their website and use the application on your phone to view recently posted transactions and make payments. You can even check your next payment date and minimum payment due.

However, the application process is available only on their website.


OpenSky Secured Visa credit card vs. Assent Platinum Secured credit card

If you’re unsure whether the OpenSky Secured Visa card is the best option for you, we brought another option. The Assent Platinum Secured card offers a low ongoing APR rate and is a great alternative to help you rebuild your credit history!

So check the comparison between the two cards below and follow the recommended link for the Assent credit card application process!

OpenSky Secured Visa credit cardAssent Platinum Secured credit card
Credit ScoreNo creditBad – Fair
Annual Fee$35$49
Regular APR21.89% (variable APR) for Purchases and Cash Advances12.99% variable
Welcome bonusNoneN/A
Logo Assent Card

Learn how to apply for the Assent Platinum Secured

Learn how to apply for Assent Platinum Secured, a card with no credit history required and that helps you build your credit score!

About the author

Aline Barbosa

Aline Barbosa is an editor, writer and learning-enthusiast. Passionate about music, books and human behavior. Curious about the unknown. Believer that learning is a life-long process.

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