Credit Cards
Citi® Diamond Preferred® Card review: Have a break on interest!
If you need to transfer your balance with ease, and don't want to pay any interest for that, have a look at Citi® Diamond Preferred® Card review, and know how that will be possible. Keep reading!
Advertisement
by Suzana Brito
Citi® Diamond Preferred® Card: 0% APR for 21 months on balance transfers
Are you looking for a top-of-the-line credit card to have a break on fees? The Citi® Diamond Preferred® Card review will show you how.
How to apply for Citi® Diamond Preferred® Card
Do you want to apply for a Citi® Diamond Preferred® Card and save money on balance transfers? Stay tuned to its eligibility requirements and application guide. Read on!
This card comes with an extensive list of features and benefits, including zero percent APR on purchases for the first 12 months. Read on to learn more!
- Credit Score: Good to Excellent;
- Annual Fee: $0;
- Regular APR: 0% intro APR for purchases in the first 12 months (from account opening) and 0% APR for 21 months on balance transfers (from the date of first transfer). After that, it’ll be a variable APR of 17.49% – 28.24% (depending on your creditworthiness) *Balance transfers must be completed within 4 months of account opening; 29.74% variable APR for cash advances;
- Welcome bonus: N/A;
- Rewards: N/A.
- Terms apply.
Citi® Diamond Preferred® Card: how does it work?
The Citi® Diamond Preferred® Card is an excellent option for those who are looking for a credit card that will help you have a break on annual percentage rates for some time.
This card has a $0 annual fee and a 0% APR for purchases in the first 12 months and for balance transfers in the first 21 months (terms apply).
After that, they will charge a variable APR of 17.49% – 28.24% (purchases and balance transfers after the intro period) based on creditworthiness. So it is perfect for paying down your debts without worrying about interest.
However, this card comes with a balance transfer fee of $5 or 5% of your purchase amount, whichever is higher.
On the other hand, it offers free access to your FICO® Score online. So you can check and keep your credit score on track.
Plus, it provides 24/7 customer service, digital wallets, and contactless payments to make your life easier.
Finally, Citi Entertainment® gives you a chance to get tickets to special events. You can get presale tickets and exclusive experiences for concerts, sports, dining, and more.
You will be redirected to another website
Citi® Diamond Preferred® Card: should you get one?
Overall, the Citi® Diamond Preferred® Card is a handy alternative for those looking for a credit card with no annual fee and a 0% intro APR to help pay their debts.
Let’s review this card’s pros and cons to decide if it fits you.
Pros
- No annual fee;
- Long intro APR offer for purchases;
- Zero intro APR offer for balance transfers;
- Free access to your FICO® Score online.
Cons
- It requires good to excellent credit;
- It doesn’t offer any rewards;
Credit score required
The minimum credit score number to apply for a Citi® Diamond Preferred® Card is good (690 to 719). The higher your score, the higher the chances of approval.
Citi® Diamond Preferred® Card application: how to do it?
Have you enjoyed the Citi® Diamond Preferred® Card review? Then learn how to apply in the post below. Keep reading!
How to apply for Citi® Diamond Preferred® Card
Do you want to apply for a Citi® Diamond Preferred® Card and save money on balance transfers? Stay tuned to its eligibility requirements and application guide. Read on!
The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.
Suzana Brito
Trending Topics
401 (k) plan: what is it and how does it work?
Learning what a 401(k) is will help you understand your rights and prepare for retirement. This article will get you well informed.
Keep Reading
Housing Assistance: find out what are your options
Are you looking for housing assistance? This guide will help you understand your options and how to apply. Keep reading!
Keep Reading
Mogo Prepaid Card Review
Read our Mogo Prepaid Card review to learn how this product can help you reduce your carbon footprint and manage your spending.
Keep ReadingYou may also like
Learn to apply easily for the Red Arrow Loans
With Red Arrow Loans, you can apply quickly and easily and deposit the money into your account immediately. Read on to learn how!
Keep Reading
Bitcoin prices hit a new low
Bitcoin prices plunged below $19,000 on Thursday as the frenzy surrounding digital currencies faced a fresh setback. Read on for more.
Keep Reading
How much should you save to move out: is $5000 enough?
Is $5000 enough to move out? Here are the most important things to consider before and during moving. Read on!
Keep Reading