Credit Cards

Citi® Diamond Preferred® Card review: Have a break on interest!

If you need to transfer your balance with ease, and don't want to pay any interest for that, have a look at Citi® Diamond Preferred® Card review, and know how that will be possible. Keep reading!

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The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

Citi® Diamond Preferred® Card: 0% APR for 21 months on balance transfers

Citi® Diamond Preferred® Card
Check out our Citi® Diamond Preferred® Card review! Source: Citi®

Are you looking for a top-of-the-line credit card to have a break on fees? The Citi® Diamond Preferred® Card review will show you how.

Citi® logo

How to apply for Citi® Diamond Preferred® Card

Do you want to apply for a Citi® Diamond Preferred® Card and save money on balance transfers? Stay tuned to its eligibility requirements and application guide. Read on!

This card comes with an extensive list of features and benefits, including zero percent APR on purchases for the first 12 months. Read on to learn more!

  • Credit Score: Good to Excellent;
  • Annual Fee: $0;
  • Regular APR: 0% Intro APR for 21 months on balance transfers from the date of the first transfer and 0% Intro APR for 12 months on purchases from the date of account opening. After that, the variable APR will be 17.99% – 28.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • Welcome bonus: N/A;
  • Rewards: N/A.
  • Terms apply.

Citi® Diamond Preferred® Card: how does it work?

The Citi® Diamond Preferred® Card is an excellent option for those who are looking for a credit card that will help you have a break on annual percentage rates for some time.

This card has a $0 annual fee and a 0% Intro APR for 21 months on balance transfers from the date of the first transfer and a 0% Intro APR for 12 months on purchases from the date of account opening.

After that, the variable APR will be 17.99% – 28.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening. (terms apply).

However, this card comes with a balance transfer fee of $5 or 5% of your purchase amount, whichever is higher.

On the other hand, it offers free access to your FICO® Score online. So you can check and keep your credit score on track.

Plus, it provides 24/7 customer service, digital wallets, and contactless payments to make your life easier.

Finally, Citi Entertainment® gives you a chance to get tickets to special events. You can get presale tickets and exclusive experiences for concerts, sports, dining, and more.

Citi® Diamond Preferred® Card: should you get one?

top view of a calculator, notebook, pencil and cash on a white background
Learn the pros and cons of this card to help you boost your finances. Keep reading! Source: Pexels

Overall, the Citi® Diamond Preferred® Card is a handy alternative for those looking for a credit card with no annual fee and a 0% intro APR to help pay their debts.

Let’s review this card’s pros and cons to decide if it fits you.

Pros

  • No annual fee;
  • Long intro APR offer for purchases;
  • Zero intro APR offer for balance transfers;
  • Free access to your FICO® Score online.

Multiple personalized credit card offers

Applying won't hurt your credit score

You will be redirected to another website

Cons

  • It requires good to excellent credit;
  • It doesn’t offer any rewards;

Credit score required

The minimum credit score number to apply for a Citi® Diamond Preferred® Card is good (690 to 719). The higher your score, the higher the chances of approval.

Citi® Diamond Preferred® Card application: how to do it?

Have you enjoyed the Citi® Diamond Preferred® Card review? Then learn how to apply in the post below. Keep reading!

Citi® Diamond Preferred® Card

How to apply for Citi® Diamond Preferred® Card

Do you want to apply for a Citi® Diamond Preferred® Card and save money on balance transfers? Stay tuned to its eligibility requirements and application guide. Read on!

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired.

About the author  /  Suzana Brito

I'm a Language Studies graduate and have always been interested in writing and sharing knowledge. By creating content about finances and related products, I believe in contributing to people achieving financial freedom and their goals in life.

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