Credit Cards
0% intro APR: U.S. Bank Visa® Platinum Card review
Our comprehensive U.S. Bank Visa® Platinum card review reveals why it's an ideal choice for those looking to avoid interest charges! Read on and learn!
Advertisement
Get a $0 annual fee and exclusive benefits!
Are you seeking a credit card with an extended 0% intro APR offer? If so, we have a good option for you in our U.S. Bank Visa® Platinum Card review.
No annual fee: Apply for U.S. Bank Visa® Platinum
Get the step-by-step process to apply for the U.S. Bank Visa® Platinum Card! Instant decision! Enjoy an intro APR!
Check out its perks and drawbacks to decide if it’s worth your consideration. Read on!
- Credit Score: Good-Excellent;
- Annual Fee: $0;
- Purchase APR: 0% intro APR for the first 18 billing cycles. Then, 19.49% – 29.49% Variable APR;
- Cash Advance APR: 29.99% variable APR;
- Welcome Bonus: No welcome bonuses;
- Rewards: No rewards.
You will be redirected to another website
You’ll receive messages for less than 1 week, with a maximum of 1 message per day. You can unsubscribe anytime by replying STOP. By submitting this form, I confirm that I am 18+ years old and agree to the Privacy Policy and Terms and Conditions. I also provide my signature, giving express consent to receive informational messages via automated emails, SMS, MMS text messages, and other forms of communication. Message frequency may vary as part of our good-faith effort to respond to your inquiry. Message and data rates may apply. Text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and that I may revoke my consent at any time.
Advertisement
U.S. Bank Visa® Platinum Card: how does it work?
The 0% intro APR feature is the biggest trump card of the U.S. Bank Visa® Platinum Card.
It allows cardholders to have a window to pay off balances without incurring interest charges.
This feature can be especially useful for those looking to make big purchases or pay off their debts.
However, it is not forever and lasts for 18 billing cycles after the account opening. After that, a variable APR applies, ranging from 19.49% to 24.49%, depending on your creditworthiness.
No Annual Fee
Another plus of the U.S. Bank Visa® Platinum Card is that it comes with no annual fee.
This can be an attractive feature for those who don’t want to pay for the privilege of using a credit card.
It’s worth noting that not all cards have this benefit, so it’s something to consider when choosing a card.
Advertisement
Phone Protection
For those especially clumsy or worried about phone theft, this card offers up to $600 of phone protection (subject to a $25 deductible).
However, to qualify, you must pay your monthly phone bill with the U.S. Bank Visa® Platinum Card.
Choose Your Payment Due Day
The U.S. Bank Visa® Platinum Card also allows you to choose your payment due date, which can be helpful for those who need to align their payments with their paydays.
While this may seem small, it can help avoid missed payments and other fees.
Advertisement
U.S. Bank Visa® Platinum Card: should you get one?
The U.S. Bank Visa® Platinum Card can be used for those interested in 0% intro APR. Look at its pros and cons!
Pros
- No annual fee;
- Long intro APR period;
- Cell phone Protection.
Cons
- No welcome bonus;
- No rewards;
- Required a high credit score.
Credit score required
U.S Bank Visa® Platinum Card applicants should have a credit score in the range of 690-850 to get approved and enjoy exceptional benefits!
This tier is typically defined as having good to excellent credit, so if you’re looking for an enhanced banking experience, this offer could be just what you need.
U.S. Bank Visa® Platinum Card application: how to do it?
Ready to apply for the U.S. Bank Visa® Platinum Card? We’ve made it easy with our guide so that you can reap all of its benefits in no time!
Get started and learn how today—just keep reading!
No annual fee: Apply for U.S. Bank Visa® Platinum
Get the step-by-step process to apply for the U.S. Bank Visa® Platinum Card! Instant decision! Enjoy an intro APR!
Trending Topics
Sam´s Club Credit Plus Member Mastercard credit card review: is it worth it?
Find out if the Sam’s Club Credit Plus Member Mastercard credit card, which offers cash back on gas and dining, is a good option for you.
Keep Reading
Apply for the First Latitude Select Mastercard® Secured Credit Card
The First Latitude Select Mastercard® Secured Credit Card is a low maintenance option with a modest annual fee. Check out how to apply!
Keep Reading
Rewards program: what to consider before you choose a credit card
Discover what you should consider in a rewards program and what to look for in one. Read on to learn more!
Keep ReadingYou may also like
First Progress Platinum Select Mastercard® Secured Credit Card application
Do you need a card to build your credit score? If so, read on to apply for the First Progress Platinum Select Mastercard® Secured Card!
Keep Reading
How to buy cheap Breeze Airways flights
Flying doesn't have to be expensive. Learn how you can save money on your next Breeze Airways flight with these easy tips!
Keep Reading
R.I.A. Federal Credit Union Mastercard® Classic Card review
Looking for a credit card with no hidden fees? Check out our review of the R.I.A. Federal Credit Union Mastercard® Classic Card!
Keep Reading